We’ll be With you Every Step of the way!
Are you a First Time buyer looking to get on to the property ladder? Are you buying your first home on your own, with a partner or friend? We offer First Time Buyer Mortgage Advice in Halifax.
We understand the daunting process of buying a property, especially when it’s your first! Having a professional on your side will be reassuring, we do more than just arrange your mortgage for you. If required, we can put your offer forward to the estate agent on your behalf, help with survey types and we can provide a competitive conveyancing quote with all as part of the service. We are here and ready to help you through every step of the way. We are able to recommend all mortgage types including fixed-rate mortgages, variable, tracker in order to find you the most suitable mortgage for your individual needs.
In some cases problems can arise long after your offer has been accepted, these times can be tricky and very stressful. We are able to use our knowledge, experience and local contacts to help resolve these issues and make the process as smooth and stress-free as possible.
Finding The Right Deal | Mortgage Advisor in Halifax
It’s our job to search through thousands of mortgage deals, to find the right mortgage based on your circumstances. Whether you’re buying by yourself, with a friend/partner, or are having mortgage problems, we’re usually able to help. Having your Agreement in Principle handy at all times is a good idea, especially if you’re ready to make an offer. We are able to help you out with this.
How Much Deposit Will I Need?
The minimum deposit required for a First Time Buyer is a 5% Deposit can come from your own savings or even a gifted deposit from a friend or family member. In some cases, you can have a combination of both gift and savings.
Are You Currently Renting?
In many cases, buying a property and taking out a mortgage can be cheaper than privately renting. If you’ve thought about buying the property you’re currently in from your landlord or housing association, it’s worth checking your eligibility for the Right to Buy Scheme. Speaking to your local authority should allow clarification on this.
How does it work?Get a quote nowMeet your advisor