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Remortgage Advice in Halifax

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Let us Find you the Perfect Remortgage!

There are lots of reasons why some of our customers choose to remortgage with us. The two most common are to raise equity from their home or to secure a more competitive mortgage deal. Whether you are simply looking to remortgage in Halifax for a better mortgage deal, fix your rate, looking to add or remove a name from a mortgage, looking to raise additional money for those home improvements or something else along them lines, we are usually able to help.

 

There are some attractive deals out there at the moment some of which you could easily be missing without the right guidance such as from a Mortgage Broker in Halifax so whether you are just looking for quotations to consider your options, or are having problems with a current remortgage application, our friendly team of mortgage advisors are ready to answer all of your questions. They will be able to search 1000’s of remortgage deals from a large number of lenders in order to recommend the most suitable mortgage deal for you and your situation to make sure you come out on top.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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As an Experienced Mortgage Broker in Halifax

Whether it’s to release equity, to get better rates, find a more appropriate deal or more, we’ll always go the extra mile to ensure the process is quicker and smoother than the first time.

 

  • Your fixed rate has come to an end and you would like to look at a new fixed-rate mortgage.
  • You would like to release equity for home improvements.
  • You would like to look at consolidating unsecured debts.
  • You need to add or remove a name from the mortgage
  • You want a more flexible mortgage, i.e where you can make overpayments.
  • You would like to switch from your interest-only mortgage to a full repayment.

 

Contact us today to book your free remortgage consultation in Halifax & see how we can help you.

Why choose Halifaxmoneyman for my remortgage?

  • A free no-obligation remortgage consultation is available for all customers.
  • We have a very experienced friendly team who will keep on top of your application.
  • Our expert Mortgage Advisors in Halifax are here 8am – 10pm to answer all of your remortgage needs so getting through to one of our Mortgage Advisors in Halifax will never be a problem.
  • We can search 1000’s of remortgages to find you the best deal for your circumstances.
  • We can offer face to face or over the telephone remortgage advice in Halifax.

 

We are here to help you whenever you need us. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

As your mortgage broker in Halifax, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

Your initial free remortgage consultation in Lincoln will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Halifax will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Halifax before consolidating debts!

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action for Remortgaging.

Step 2

We will search and compare 1000s of products to find you the best deal!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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