Critical illness cover is a type of insurance that provides financial protection to individuals in the event they are diagnosed with a specified critical illness. This coverage typically pays out a lump sum benefit upon diagnosis, helping policyholders cope with the financial burdens associated with serious health conditions.
Our team of protection and mortgage advisors in Halifax are ready 7 days a week to discuss the particulars with you and assist in identifying the most suitable insurance arrangement for your unique personal and financial circumstances.
It is essential to consider critical illness cover due to the potential financial strain that can arise from the costs associated with treating a serious illness. This type of insurance can offer a financial safety net, covering medical expenses, loss of income, and other related costs, thus providing peace of mind during challenging times.
When considering critical illness cover, individuals should be aware of the specific illnesses covered by the policy, as not all conditions may be included. Additionally, factors such as waiting periods, exclusions, and policy terms should be thoroughly understood to make informed decisions about the level of coverage needed. Regularly reviewing and updating the policy to align with changing health needs and circumstances is also crucial for maintaining effective coverage.
As a mortgage broker in Halifax, we often observe individuals using it to clear mortgages, cover medical expenses, or enhance their homes.
For insurance business we offer products from a range of insurers.
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Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026

Our team member will initiate the process by discussing your health history with you, collecting initial information. During this conversation, you can explore pertinent insurance options or receive expert recommendations tailored to your needs.

Subsequently, we will formulate a plan that considers your current personal and financial situation, aligning it with your monthly budget constraints. Our dedicated team will pinpoint the most suitable insurance product to offer comprehensive protection for you and your family.

Upon your approval to proceed, we will promptly submit your application to the insurance provider. Occasionally, the provider may request additional information before evaluating the application.

We understand that circumstances can change, and the insurance policies initially secured when obtaining your mortgage may no longer be optimal during the remortgaging process.
Our team member will initiate the process by discussing your health history with you, collecting initial information. During this conversation, you can explore pertinent insurance options or receive expert recommendations tailored to your needs.
Subsequently, we will formulate a plan that considers your current personal and financial situation, aligning it with your monthly budget constraints. Our dedicated team will pinpoint the most suitable insurance product to offer comprehensive protection for you and your family.
Upon your approval to proceed, we will promptly submit your application to the insurance provider. Occasionally, the provider may request additional information before evaluating the application.
We understand that circumstances can change, and the insurance policies initially secured when obtaining your mortgage may no longer be optimal during the remortgaging process.
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