It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It has been said that moving house is one of the most stressful experiences you will go through in life, mostly because you are selling your property and trying to complete your new purchase simultaneously!
Our service allows you to focus on the moving home part whilst we take care of the mortgage side of the process. Whether this means helping you port your existing product or finding you a new deal, we will be right by your side during every stage of the journey.
As your mortgage broker in Halifax, we aim to take all of the stress away from the moving home process, making your move in Halifax easy-going.
You should look at contacting a mortgage broker in Halifax like us, before making an offer on a property to get a good idea of how much you can borrow and afford to repay for peace of mind.
We will help you with the process every step of the way through to completion so that you’re left with nothing but the feeling of relaxation in your brand-new home.
In some cases, you may be able to port your mortgage in Halifax. This process involves you carrying your current mortgage mortgage product over to your new property. Whether you can do this or not depends on your mortgage lender and the mortgage product.
If you are unable to port your mortgage in Halifax, we can help you find a new deal for your home. We will search through 1000s of mortgage products to find you the best deal for your circumstances.
We have access to both high street and specialist mortgage lenders, allowing us to access many different types of products for different mortgage situations.
Should you find yourself in a situation where you have just moved home in Halifax and want to move again, there are a few options available to you. One option involves selling your existing property and utilising the proceeds to procure a new one. Since you have just moved in, you may face some extra charges by the mortgage lender.
Alternatively, if the terms of your mortgage allow you to, you might have the opportunity to port your mortgage to another property, avoiding some fees. It is important to know that you may have to face early repayment charges in some cases.
In some cases yes, it is possible to pay off your mortgage early in Halifax. Before you choose to do so, you must look at your mortgage agreement for anything that mentions early repayment charges or penalties.
Certain mortgages may impose restrictions or fees for settling your mortgage early. That’s why we recommend reaching out to your lender or a mortgage broker in Halifax to look over your mortgage terms and details, ensuring a comprehensive understanding of any probable costs associated with early repayment.
The mortgage process for moving homes differs from that of first time buyers, although some aspects may be similar.
When moving home in Halifax, the equity from selling your existing property can impact your mortgage options.
Considerations include the possibility of porting your mortgage, understanding any early repayment charges, and ensuring the new property meets your lender’s criteria.
Our free home movers review provides a valuable service, wherein your mortgage advisor in Halifax will evaluate your existing mortgage, financial status, and moving intentions.
They can offer guidance on options such as porting your mortgage, securing a new mortgage deal, or addressing any other financial considerations relevant to your move.
Our Customers Love Us
4.97 Rating395 Reviews
Anonymous
Tom has been crucial in helping me understand and navigate the best mortgage for me and my personal circumstances. Tom has been readily available, explained things really clearly and ultimately helped me in securing the right few for me! Thanks!
6 days ago
Catarina
Brilliant service from start to finish! Thank you Chris, really helpful and zero pressure to purchase any of the services.
1 week ago
Tristan
I can not recommend this company. I have found it so stressful before I found them. From start to finish, application to an offer. Amazing people and always there. Thank you so much
1 week ago
Shane
Spoke and dealt with Chris and Lizzi and the whole experience of finding a mortgage was faultless and both were very professional and understanding. Very pleasant experience
1 week ago
Danny
Really great experience with Leo (& Lizzi) at UK Moneyman - explained exactly what I wanted to do and with minimal fuss did the hard work for me. Very efficient and speedy service would highly recommend and use again!
2 weeks ago
Rebecca
Amazing service. As first time buyers Charlie was extremely helpful and very informative, helping us feel relaxed throughout the process. I would highly recommend this company to any buyers.
2 weeks ago
Oliver
Charlie was really helpful and informative throughout, always on hand to answer any questions or queries we had. Made the process really smooth as first time buyers.
3 weeks ago
Anonymous
Moneyman has helped me at a time where I felt I wouldn't be able to make any changes to my mortgage. This has had such a positive impact on my life, their honesty, knowledge and great communication throughout is something I have valued. I cannot...
3 weeks ago
Anonymous
Matt and his team have been extremely helpful throughout the process of obtaining a mortgage and throughout the process and always with a quick response and on hand to help
3 weeks ago
Annette
We would just like to thank Dan and Jonathan for all of the great support and help that we have received from this great team ,service was outstanding yours sincerely Billy and Anne.
1 month ago
Marc
Great through each step of the process! Wayne was very helpful and friendly - As my brother and I were first-time house buyers we didn't know anything about the process or what was required. However, Wayne and UK Moneyman were able to patiently help...
1 month ago
C
Very helpful, very friendly and very available. Leo and Lizzi are very quick to answer, and sometimes reply out of the usual NWD, which was really appreciated due to my hectic work schedule. They felt like a much needed ally for a First time buyer.
1 month ago
Jordan
Amazing service and great people! Made it easy for us as we were first time buyers, explaining the process step by step! Highly recommended
1 month ago
Mrs Carole
Really helpful and a good service, enabled me to achieve my goal.
1 month ago
Derek
Excellent service levels, advisor took trouble to establish my needs before suggesting the most appropriate products to meet them. Can’t recommend them highly enough.
1 month ago
Alex
Very quick and helpful service.
1 month ago
Sandra
Very helpful & knowledgeable.
1 month ago
Michael
Excellant service from start to finish ( and afterwards). An efficient, professional company that will not fail
1 month ago
Anonymous
Excellent process with help from Wayne Dewsbury and team. Highly recommend, thank you.
1 month ago
Ellie
I ended up needing to buy my first home in rather a hurry due to unseen circumstances and was in over my head with no idea what steps I needed to take. I fumbled around for a while looking at mortgage advisors, getting calls off many of them who...
1 month ago
Throughout the appointment, you'll be asked a series of questions about your personal and financial situation.
This aims to gain a comprehensive understanding of your circumstances, enabling us to identify the most suitable mortgage for you.
Our team will search 1000's of mortgages deals available from our panel, which includes high street and specialist lenders.
The goal is to find a suitable product that not only fits your requirements but also streamlines the process, saving you valuable time.
Moving forward in the process, you'll be introduced to a dedicated case manager.
Their role is to help you in preparing your entire mortgage application, ensuring it meets the highest standards. Once both parties are ready, we'll submit your application to the mortgage lender.
Our commitment extends beyond securing the ideal mortgage for you. We also take the time to discuss insurance products that can safeguard you and the ones you love.
Importantly, there is no obligation for you to opt for any of these products; we simply provide information to support your decision-making.
It has never been easier to get mortgage advice in Halifax. We have made it easy for you to book your free mortgage appointment online. You can simply select a date and time online that best suits you. Alternatively, you can get in touch by giving us a call and arranging your free mortgage appointment over the phone.
We can search 1000s of mortgages to find you the best deal for your circumstances. Your mortgage advisor in Halifax will search through both high street and specialist products to find a product that matches you and your new home.
As an open & honest mortgage broker in Halifax, we work alongside you throughout the process, answering any of your mortgage questions. Our mortgage advisors in Halifax have your best interests at heart and will do all we can to support you through your moving home journey.
We are available to answer all of your mortgage questions, 7 days a week! Simply reach out to our team and we will get you in touch with a mortgage advisor in Halifax as fast as possible.
The amount you can borrow for a mortgage depends on factors like your income, credit history, and expenses.
Examples of costs include your mortgage deposit, arrangement fees and broker fees. To determine specifics, it’s advisable to consult with a mortgage advisor in Halifax who can assess your circumstances.
Certainly, we can assist you in obtaining an agreement in principle in Halifax. Typically, we can sort one within 24 hours of your free mortgage appointment.
Our mortgage advisors in Halifax can guide you through the process, considering your financial details and helping you secure the initial agreement to give you a clearer picture of your mortgage eligibility.
Congratulations on having your offer accepted! The next steps involve securing your mortgage formally. We’ll help you complete the mortgage application, arrange for a property valuation, and ensure all necessary documentation is in order. We’ll be there to guide you through each stage of the process until the mortgage is complete.
If you’re facing challenges with your bank, we can provide assistance. Whether it’s a declined mortgage application or other difficulties, our team can explore alternative options with different lenders, ensuring that we find a solution that aligns with your financial situation and goals. Contact us, and we’ll work together to address any issues you may be experiencing.
Read our 395 Reviews
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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7 Days a Week, 8am – 10pm
