It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It has been said that moving house is one of the most stressful experiences you will go through in life, mostly because you are selling your property and trying to complete your new purchase simultaneously!
Our service allows you to focus on the moving home part whilst we take care of the mortgage side of the process. Whether this means helping you port your existing product or finding you a new deal, we will be right by your side during every stage of the journey.
As your mortgage broker in Halifax, we aim to take all of the stress away from the moving home process, making your move in Halifax easy-going.
You should look at contacting a mortgage broker in Halifax like us, before making an offer on a property to get a good idea of how much you can borrow and afford to repay for peace of mind.
We will help you with the process every step of the way through to completion so that you’re left with nothing but the feeling of relaxation in your brand-new home.
In some cases, you may be able to port your mortgage in Halifax. This process involves you carrying your current mortgage mortgage product over to your new property. Whether you can do this or not depends on your mortgage lender and the mortgage product.
If you are unable to port your mortgage in Halifax, we can help you find a new deal for your home. We will search through 1000s of mortgage products to find you the best deal for your circumstances.
We have access to both high street and specialist mortgage lenders, allowing us to access many different types of products for different mortgage situations.
Should you find yourself in a situation where you have just moved home in Halifax and want to move again, there are a few options available to you. One option involves selling your existing property and utilising the proceeds to procure a new one. Since you have just moved in, you may face some extra charges by the mortgage lender.
Alternatively, if the terms of your mortgage allow you to, you might have the opportunity to port your mortgage to another property, avoiding some fees. It is important to know that you may have to face early repayment charges in some cases.
In some cases yes, it is possible to pay off your mortgage early in Halifax. Before you choose to do so, you must look at your mortgage agreement for anything that mentions early repayment charges or penalties.
Certain mortgages may impose restrictions or fees for settling your mortgage early. That’s why we recommend reaching out to your lender or a mortgage broker in Halifax to look over your mortgage terms and details, ensuring a comprehensive understanding of any probable costs associated with early repayment.
The mortgage process for moving homes differs from that of first time buyers, although some aspects may be similar.
When moving home in Halifax, the equity from selling your existing property can impact your mortgage options.
Considerations include the possibility of porting your mortgage, understanding any early repayment charges, and ensuring the new property meets your lender’s criteria.
Our free home movers review provides a valuable service, wherein your mortgage advisor in Halifax will evaluate your existing mortgage, financial status, and moving intentions.
They can offer guidance on options such as porting your mortgage, securing a new mortgage deal, or addressing any other financial considerations relevant to your move.
Our Customers Love Us
4.97 Rating345 Reviews
Claire
We would use UK Moneyman again, very good with communication and would recommend them to family and friends. They managed to get us a mortgage offer even though we had more 'complex' circumstances than the average lender. Very happy.
2 days ago
Katerina
Very helpful, kept me informed and no ‘hard sell’.
6 days ago
Mrs Angela
Very pleased with the service Matt came back with a offer the following day made it a easy process for me
1 week ago
Abby
Amazing service! Helpful advice and support from a brilliant team - always provided thorough and timely support and answers to any and all queries around property purchasing process via phone calls, messaging and e mail. Cannot recommend their...
2 weeks ago
Rachel
Excellent service!! Would definitely use again, the whole process has been stress free. Thank you!
2 weeks ago
Jessica
Made us feel so at ease throughout this process and kept me informed and updated during the mortgage application. From start to finish, our options were laid out and Jason always found the best options to suit us and ensured that the product would...
2 weeks ago
Peter
Fantastic service from Matt Collinson and Amy kerwick could not rate the service I received highly enough
3 weeks ago
Nathan
Tom and Paula was brilliant at arrange a new moetgage for me. 5 stars
3 weeks ago
Anonymous
Very happy with the service I received. The advice was thorough and comprehensive, all my questions were answered. Everything went through to completion very quickly. Would definitely use again and recommend.
1 month ago
Anonymous
Cannot recommend them high enough. Dan was excellent and took time to explain the full process. Will use again in the future. Many thanks.
1 month ago
Miss
Dinah has been nothing but incredible! I am so glad that I stumbled across UK Moneyman and that Dinah became our desginated Mortgage Advisor. Her expertise are second to none, she is unbelievably efficient and always keeps to her words. Every...
1 month ago
Anonymous
Speedy process, took the stress out of searching for mortgages - highly recommended!
1 month ago
Ann
Excellent help and advice. No jargon Easy to understand information. Very friendly and understanding when asked multiple questions. Made the mortgage process almost painless. Highly recommended.
1 month ago
Miss
Leo was fantastic! He was helpful, honest and nothing was too much trouble. The process was simple and the admin team keep you updated throughout. Can’t recommend them enough. Please ask for Leo!!!!
1 month ago
Nastaran
Leo was helpful beyond words. He was so patient, and stayed with me through the panics, the doubts and even a couple of times of me giving up when all else fails! No single question was too big or trivial for him, and he explained everything with...
2 months ago
Rachael
Quick efficient service, sort everything out for you takes all of the stress out of finding your financial services. Would certainly recommend
2 months ago
Anonymous
I have used UK Moneyman twice, once for a regular mortgage and second for a buy to let. Wayne is extremely knowledgeable and supportive through the whole process. He’s personable and takes the time to really understand your needs and get the...
2 months ago
Bano
A MUST HAVE! As a first time buyer you see so much online and you do not know what to believe but the way Malcolm and Meghan have attend to our every question, gone above and beyond for us I will be eternally grateful. We could not give this service...
2 months ago
Anonymous
Great Service. Jason was knowledgable, a very good communicator & always patient with our questions, over an extended house search period, ultimately delivering a product we were happy with. Confidence inspiring & would use again in the future....
2 months ago
Nardi
Amazing service will definitely use UK Moneyman in near future .
2 months ago
Throughout the appointment, you'll be asked a series of questions about your personal and financial situation.
This aims to gain a comprehensive understanding of your circumstances, enabling us to identify the most suitable mortgage for you.
Our team will search 1000's of mortgages deals available from our panel, which includes high street and specialist lenders.
The goal is to find a suitable product that not only fits your requirements but also streamlines the process, saving you valuable time.
Moving forward in the process, you'll be introduced to a dedicated case manager.
Their role is to help you in preparing your entire mortgage application, ensuring it meets the highest standards. Once both parties are ready, we'll submit your application to the mortgage lender.
Our commitment extends beyond securing the ideal mortgage for you. We also take the time to discuss insurance products that can safeguard you and the ones you love.
Importantly, there is no obligation for you to opt for any of these products; we simply provide information to support your decision-making.
It has never been easier to get mortgage advice in Halifax. We have made it easy for you to book your free mortgage appointment online. You can simply select a date and time online that best suits you. Alternatively, you can get in touch by giving us a call and arranging your free mortgage appointment over the phone.
We can search 1000s of mortgages to find you the best deal for your circumstances. Your mortgage advisor in Halifax will search through both high street and specialist products to find a product that matches you and your new home.
As an open & honest mortgage broker in Halifax, we work alongside you throughout the process, answering any of your mortgage questions. Our mortgage advisors in Halifax have your best interests at heart and will do all we can to support you through your moving home journey.
We are available to answer all of your mortgage questions, 7 days a week! Simply reach out to our team and we will get you in touch with a mortgage advisor in Halifax as fast as possible.
The amount you can borrow for a mortgage depends on factors like your income, credit history, and expenses.
Examples of costs include your mortgage deposit, arrangement fees and broker fees. To determine specifics, it’s advisable to consult with a mortgage advisor in Halifax who can assess your circumstances.
Certainly, we can assist you in obtaining an agreement in principle in Halifax. Typically, we can sort one within 24 hours of your free mortgage appointment.
Our mortgage advisors in Halifax can guide you through the process, considering your financial details and helping you secure the initial agreement to give you a clearer picture of your mortgage eligibility.
Congratulations on having your offer accepted! The next steps involve securing your mortgage formally. We’ll help you complete the mortgage application, arrange for a property valuation, and ensure all necessary documentation is in order. We’ll be there to guide you through each stage of the process until the mortgage is complete.
If you’re facing challenges with your bank, we can provide assistance. Whether it’s a declined mortgage application or other difficulties, our team can explore alternative options with different lenders, ensuring that we find a solution that aligns with your financial situation and goals. Contact us, and we’ll work together to address any issues you may be experiencing.
Read our 345 Reviews
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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