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Moving Home Mortgage Advice in Halifax

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Halifax

Planning your next home move? Let our expert mortgage advisors in Halifax help you navigate the home-buying process with ease.

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We take the stress away from moving home in Halifax

It has been said that moving house is one of the most stressful experiences you will go through in life, mostly because you are selling your property and trying to complete your new purchase simultaneously!

Our service allows you to focus on the moving home part whilst we take care of the mortgage side of the process. Whether this means helping you port your existing product or finding you a new deal, we will be right by your side during every stage of the journey.

As your mortgage broker in Halifax, we aim to take all of the stress away from the moving home process, making your move in Halifax easy-going.

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Moving Home Mortgage Advice in Halifax

Open & honest mortgage advice in Halifax

You should look at contacting a mortgage broker in Halifax like us, before making an offer on a property to get a good idea of how much you can borrow and afford to repay for peace of mind.

We will help you with the process every step of the way through to completion so that you’re left with nothing but the feeling of relaxation in your brand-new home.

 

Can I port my mortgage when moving home in Halifax?

In some cases, you may be able to port your mortgage in Halifax. This process involves you carrying your current mortgage mortgage product over to your new property. Whether you can do this or not depends on your mortgage lender and the mortgage product.

If you are unable to port your mortgage in Halifax, we can help you find a new deal for your home. We will search through 1000s of mortgage products to find you the best deal for your circumstances.

We have access to both high street and specialist mortgage lenders, allowing us to access many different types of products for different mortgage situations.

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FAQs for Home Movers in Halifax

What happens if I buy a house then want to move?

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Should you find yourself in a situation where you have just moved home in Halifax and want to move again, there are a few options available to you. One option involves selling your existing property and utilising the proceeds to procure a new one. Since you have just moved in, you may face some extra charges by the mortgage lender.

Alternatively, if the terms of your mortgage allow you to, you might have the opportunity to port your mortgage to another property, avoiding some fees. It is important to know that you may have to face early repayment charges in some cases.

Can I pay off my mortgage in Halifax early?

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In some cases yes, it is possible to pay off your mortgage early in Halifax. Before you choose to do so, you must look at your mortgage agreement for anything that mentions early repayment charges or penalties.

Certain mortgages may impose restrictions or fees for settling your mortgage early. That’s why we recommend reaching out to your lender or a mortgage broker in Halifax to look over your mortgage terms and details, ensuring a comprehensive understanding of any probable costs associated with early repayment.

Is the moving home mortgage process the same as the first time buyer process?

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The mortgage process for moving homes differs from that of first time buyers, although some aspects may be similar.

When moving home in Halifax, the equity from selling your existing property can impact your mortgage options.

Considerations include the possibility of porting your mortgage, understanding any early repayment charges, and ensuring the new property meets your lender’s criteria.

How does the free home movers review work?

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Our free home movers review provides a valuable service, wherein your mortgage advisor in Halifax will evaluate your existing mortgage, financial status, and moving intentions.

They can offer guidance on options such as porting your mortgage, securing a new mortgage deal, or addressing any other financial considerations relevant to your move.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

Throughout the appointment, you'll be asked a series of questions about your personal and financial situation.

This aims to gain a comprehensive understanding of your circumstances, enabling us to identify the most suitable mortgage for you.

We Can Search 1000s of Mortgage Deals

Step 2

Our team will search 1000's of mortgages deals available from our panel, which includes high street and specialist lenders.

The goal is to find a suitable product that not only fits your requirements but also streamlines the process, saving you valuable time.

Submit Your Mortgage Application

Step 3

Moving forward in the process, you'll be introduced to a dedicated case manager.

Their role is to help you in preparing your entire mortgage application, ensuring it meets the highest standards. Once both parties are ready, we'll submit your application to the mortgage lender.

Protecting You and Your Mortgage

Step 4

Our commitment extends beyond securing the ideal mortgage for you. We also take the time to discuss insurance products that can safeguard you and the ones you love.

Importantly, there is no obligation for you to opt for any of these products; we simply provide information to support your decision-making.

Reasons to Choose Us

Free Mortgage Appointment

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It has never been easier to get mortgage advice in Halifax. We have made it easy for you to book your free mortgage appointment online. You can simply select a date and time online that best suits you. Alternatively, you can get in touch by giving us a call and arranging your free mortgage appointment over the phone.

1000s of Deals

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We can search 1000s of mortgages to find you the best deal for your circumstances. Your mortgage advisor in Halifax will search through both high street and specialist products to find a product that matches you and your new home.

Our Service

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As an open & honest mortgage broker in Halifax, we work alongside you throughout the process, answering any of your mortgage questions. Our mortgage advisors in Halifax have your best interests at heart and will do all we can to support you through your moving home journey.

7 days a Week

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We are available to answer all of your mortgage questions, 7 days a week! Simply reach out to our team and we will get you in touch with a mortgage advisor in Halifax as fast as possible.

Malcolm and Amy Davidson - Mortgage Advice in Halifax

We Search 1000s of Moving Home Mortgages in Halifax

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

How much can I borrow and what will be the costs?

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The amount you can borrow for a mortgage depends on factors like your income, credit history, and expenses.

Examples of costs include your mortgage deposit, arrangement fees and broker fees. To determine specifics, it’s advisable to consult with a mortgage advisor in Halifax who can assess your circumstances.

Can you help me get an agreement in principle in Halifax?

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Certainly, we can assist you in obtaining an agreement in principle in Halifax. Typically, we can sort one within 24 hours of your free mortgage appointment.

Our mortgage advisors in Halifax can guide you through the process, considering your financial details and helping you secure the initial agreement to give you a clearer picture of your mortgage eligibility.

My offer on a new home in Halifax got accepted, what is the next step?

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Congratulations on having your offer accepted! The next steps involve securing your mortgage formally. We’ll help you complete the mortgage application, arrange for a property valuation, and ensure all necessary documentation is in order. We’ll be there to guide you through each stage of the process until the mortgage is complete.

Are you having some difficulties with the bank?

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If you’re facing challenges with your bank, we can provide assistance. Whether it’s a declined mortgage application or other difficulties, our team can explore alternative options with different lenders, ensuring that we find a solution that aligns with your financial situation and goals. Contact us, and we’ll work together to address any issues you may be experiencing.

Mortgage Guides

Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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