We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Halifax we are here to help you through every step of the way to find what’s most suitable for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Halifax are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Halifax, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Halifax.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Halifax, get in touch with our team. We offer mortgage advice in Halifax to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Krist
Dealing with Conor & Jo has been a pleasure and the experience as been no hassle and put me at ease. Would definitely recommend!
3 days ago
Elaine
Johnathan has been totally amazing throughout the remortgage process. He has acted in a very professional manner and had taken in that a lot of the work to me difficult, he explained in a manner that was understandable, he showed great patience and...
3 days ago
Alan
Very helpful and professional team. We have used them many times and find them to be very efficient and always able to come with the correct product
4 days ago
Caroline
Fantastic service Dan and Jonathan were there with us every step of the way couldnt wish for more dedicated people Thank you so much Graham and Caroline
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
FIONA
Dan was amazing all the way through the mortgage process for a Later Life Mortgage. Dan and Jonathan were very patient no matter how many times I asked them to explain something to me. Both are very professional and caring. Dan and Jonathan...
1 week ago
Georgina
Brilliant service
2 weeks ago
Michal
Excellent service from start to finish. Professional, knowledgeable, and always quick to respond. Made the whole mortgage process clear and stress-free. Highly recommended!
2 weeks ago
Phoebe
Matt was excellent - professional, friendly, flexible, and very responsive. He explained everything clearly every step of the way, and secured us a successful mortgage offer that was exactly the right fot for our circumstances and budget. This is...
2 weeks ago
Mary
Brilliant communication at all times. Friendly service. Very supportive throughout. Thank you.
3 weeks ago
Preslav
Jason, Debbie and Stacey are a brilliant team of professionals without whom we would have had a really difficult and challenging time dealing with the mortgage process as first time buyers. Jason led the entire process from start to finish, he was...
1 month ago
Linda
My advisor Chris was brilliant from day one. Through both telephone and teams calls he made everything easy to understand, and the process was smooth. Stacey in the applications team was tireless in checking all of the documents I needed to upload...
1 month ago
Jacqualine
Excellent service, with me every step of the way. Highly recommended
1 month ago
Mary
Great support thank you! Communication was excellent. Dan was really knowledgeable and was able to to organise a mortgage that was perfect for me. Thank you.
1 month ago
Dana
My partner and I have had a fantastic experience with UK money man. Jason Loft has been our point of contact since we first started enquiring in 2022, to now buying our first home! He and the company have been nothing short of amazing. Jason has...
1 month ago
Benjamin
Jason has been superb as always, sources the best rates, friendly person, explains everything in simple terms and always contactable.
1 month ago
Darcy
The team are excellent went out of their way Would recommend .. understood my situation and got the deal done... no faffing around.. very professional and treat my like a human being.. speaks volumes in today complicated financial matters... thank...
1 month ago
Tomasz
Great customer service, excellent and professional.
1 month ago
Anonymous
Brilliant service, friendly and helpful. Takes away any stress and makes any processes smooth and seamless. Highly recommended!
1 month ago
Booking your free initial mortgage appointment allows you to speak with a buy to let mortgage advisor in Halifax.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Halifax will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that suits you and your busy schedule.
During your free initial mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances.
Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey.
We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available.
Our mortgage advisors in Halifax also work weekends to provide flexible mortgage appointments.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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