It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Halifax we are here to help you through every step of the way to find what’s best for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Halifax are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Halifax, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Halifax.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Halifax, get in touch with our team. We offer mortgage advice in Halifax to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The required deposit for a buy to let mortgage in Halifax typically falls in the range of 20% to 40%, with the standard minimum deposit commonly set at 25% of the property’s value.
To obtain an accurate calculation tailored to your situation, it is advisable to contact our team for personalised mortgage advice in Halifax.
How much you borrow for a buy to let mortgage in Halifax depends on factors such as your income, credit history, the rental potential of the property, and the criteria set by the lender.
For an accurate evaluation of your unique situation and insights into the maximum borrowing capacity for your buy to let investment, it is crucial to engage the services of a mortgage broker in Halifax.
Acquiring a property through a limited company in Halifax presents a viable option for individuals seeking tax efficiency and asset protection.
The eligibility criteria and procedures can vary, highlighting the importance of seeking professional guidance from either a mortgage broker in Halifax or a financial advisor.
Our buy to let mortgage advisors in Halifax are well-equipped to offer comprehensive insights into the specific requirements, advantages, and implications associated with the process of purchasing a property through a limited company.
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4.97 Rating512 Reviews
Thomas
Second time using Leo at UK Moneyman - incredibly helpful again!! Thanks
6 days ago
Anonymous
We were looking to purchase our home that we currently rent and as first time buyers were unsure of the procedures. Jason Loft handled our application and he was extremely thorough and informative and put us at ease immediately, determined to get us...
1 week ago
Anonymous
Very helpful
1 week ago
Mrs Samantha
Money man service was very professional and efficient. We called for advise on a remotgae and got provided with a great service and a relly quick remotgae process. I would highly recommend.
1 week ago
Craig
The support throughout by Jason, Jo and Kerry was outstanding throughout our remortgage application. Highly recommended!
1 week ago
Susan
Excellent service.Consistant all the way through my business.Highly recommended.
2 weeks ago
Karl
Airways really helpful. Choose Moneyman because our previous mortgage advisor was not providing us with sufficient advice or guidance based on our situation. Moneyman made it a really smooth process!
2 weeks ago
John
Connor & Stacey were so helpful with our whole mortgage application from start to finish. Their attention to detail really helped us get the house we wanted in a timely manner. Would 100% recommend.
2 weeks ago
Liam
Would like to thank Wayne and Paula for their help in acquiring our first mortgage. The process was made so simple and straight forward by them both and they had it turned round super fast. Would highly recommend the company and also Wayne and Paula...
2 weeks ago
Nastaran
Fantastic service. always kept up to date with what I needed to do and know, staff are super polite and helpful and get back to you promptly. Thank you, for making my first mortgage manageable and smooth sailing!
2 weeks ago
Bryan
uk moneyman. have provided me with a stressfree friendly yet professional solution to my remortgage needs 10/10
3 weeks ago
Anonymous
Very understanding with a great knowledge of the market and all your options. Patient, helpful and friendly. I am so glad I chose to talk to UK Moneymen, made my life so much more comfortable.
3 weeks ago
Carol
Both Dan and Johnathon have been excellent. Explaining everything along the way . Been good support.
4 weeks ago
Anonymous
They were very good dealt with things easily and professionally.
4 weeks ago
Anonymous
We have used UK Moneyman twice now and both times our mortgage was secured with ease. Malcolm and his team were very efficient and helped me secure my mortgage despite being self-employed. I would recommend UK Moneyman to anyone
4 weeks ago
Dr Noe
Great service, I bought my first home and Malcolm and Paula helped me with all the steps including choosing the solicitor. I got the mortgage easily and it was a nice experience.
4 weeks ago
S.
excellent service
1 month ago
Anonymous
I felt very supported throughout the mortgage application process. I had regular updates which put me at ease and made one part of the move stress free.
1 month ago
Shannon
Matt has been great! Would recommend him to everyone. The whole process has been smooth and easy!
1 month ago
Kevin
Very knowledgeable, and always available to help and reassure you through the mortgage process.
1 month ago
Booking your free mortgage appointment allows you to speak with a buy to let mortgage advisor in Halifax.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Halifax will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that best suits you and your busy schedule.
During your free mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances.
Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey.
We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available.
Our mortgage advisors in Halifax also work weekends to provide flexible mortgage appointments.
Experienced landlords with an established portfolio of buy to let properties frequently consider further investment prospects.
One viable option is to remortgage one of their existing properties, unlocking equity that can subsequently serve as the deposit for acquiring another buy to let property.
Depending on individual circumstances, we are well-equipped to offer assistance in navigating this process.
If you’re aiming to expand your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), it’s crucial to acknowledge that this is a specialised area not universally accepted by all lenders.
Nonetheless, by consulting with a dedicated mortgage advisor in Halifax, we can potentially identify a suitable lender to support your goals.
HMO mortgages apply to properties usually housing five or more individuals, and they are especially popular among landlords with student accommodations.
However, securing appropriate buy to let products for HMOs can be challenging, given that not all lenders provide such deals. If you are contemplating an HMO mortgage for your buy to let property, we suggest seeking guidance from a specialist mortgage advisor in Halifax for expert advice.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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