We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Halifax we are here to help you through every step of the way to find what’s most suitable for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Halifax are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Halifax, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Halifax.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Halifax, get in touch with our team. We offer mortgage advice in Halifax to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
191 5 Star Reviews
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Booking your free initial mortgage appointment allows you to speak with a buy to let mortgage advisor in Halifax.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Halifax will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that suits you and your busy schedule.
During your free initial mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances.
Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey.
We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available.
Our mortgage advisors in Halifax also work weekends to provide flexible mortgage appointments.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.