It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Halifax we are here to help you through every step of the way to find what’s best for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Halifax are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Halifax, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Halifax.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Halifax, get in touch with our team. We offer mortgage advice in Halifax to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The required deposit for a buy to let mortgage in Halifax typically falls in the range of 20% to 40%, with the standard minimum deposit commonly set at 25% of the property’s value.
To obtain an accurate calculation tailored to your situation, it is advisable to contact our team for personalised mortgage advice in Halifax.
How much you borrow for a buy to let mortgage in Halifax depends on factors such as your income, credit history, the rental potential of the property, and the criteria set by the lender.
For an accurate evaluation of your unique situation and insights into the maximum borrowing capacity for your buy to let investment, it is crucial to engage the services of a mortgage broker in Halifax.
Acquiring a property through a limited company in Halifax presents a viable option for individuals seeking tax efficiency and asset protection.
The eligibility criteria and procedures can vary, highlighting the importance of seeking professional guidance from either a mortgage broker in Halifax or a financial advisor.
Our buy to let mortgage advisors in Halifax are well-equipped to offer comprehensive insights into the specific requirements, advantages, and implications associated with the process of purchasing a property through a limited company.
Our Customers Love Us
4.98 Rating563 Reviews
Karen
First call was with Dan Osman and his knowledge about the business was second to none, i thought we might not be able to get a mortgage as lots of arrears but it’s worked out well getting a lifetime mortgage with Livemore who specialise in 60+...
11 hours ago
Mr Brian
Professional, personable and punctual, what more could you want from a financial advisor and support team? 5 Stars from the Stanton's.
15 hours ago
Leigh-Anne
The whole process was really easy and no questions were silly and were answered straight away. Dinah was amazing and helped me through the whole process with being a first time buyer I felt like I was supported through it all.
3 days ago
Alexandra
Jason and lizzi have both been amazing. We are first time buyers and needed a lot of advice/ support and both of them have been super responsive and helpful. I would recommend to all of my friends looking to buy a home. Thank you
3 days ago
Leona
Uk moneyman were great and helped me secure my first mirtgage.Easy to talk to and accessoble .thank you
4 days ago
Linda
Been amazing during application & any support & help needed was never a problem or issue. Would highly recommend!
5 days ago
Mark
Very friendly but also very professional
1 week ago
Tanya
Jason and Catherine was very helpful with the process of house shopping. Very knowledgeable and patient when it came to answering all my questions as a first time buyer, plus talking me through the process, and what to expect along the way.
1 week ago
Andrew
Excellent service from Dan and Jonathan. Found the right product for me, and proceeded accordingly.
2 weeks ago
Steven
Dan & Jonathan were professional, would highly recommend this company for any financial advice
2 weeks ago
Russ
Can I say that Chris Thompson is first class in helping getting our mortgage underway, such a straight talking easy way about him . He gives 110% and does his utmost to find the correct policy and insurance covering our mortgage. Lizzie Roscoe again...
2 weeks ago
Andrew
Excellent service, supportive throughout. Knew what I needed.
2 weeks ago
Danniela
Everyone was very friendly and easy to work with and willing to answer any questions we had. The process was also really smooth. Would definitely recommend.
2 weeks ago
Steven
Thank you Dan & Jonathan absolutely brilliant service from these guys from start to finish. Would highly recommend.
3 weeks ago
Graeme
The whole process was managed professionally and with courtesy throughout. Communication was speedy. We cannot praise enough those involved at each stage.
3 weeks ago
Jideobi
Very good. Very happy with Dinah & how professional she was. Will recommend her to friends and family
3 weeks ago
Anonymous
Currently still in the process of buying. Assistance so far has been good and swift.
3 weeks ago
Sean
Amazing service from my initial consultation with Malcolm to then dealing with lizzie the whole process was simple and just received my thank you to the whole team thoroughly recommend uk money man thanks again Sean
3 weeks ago
Angela
Absolutely fantastic service! Thank you
3 weeks ago
Mr Christopher
Wayne and Amy at UK Moneyman were excellent and very professional regarding our mortgage query. I woukd happily recommend them to anybody.
3 weeks ago
Booking your free mortgage appointment allows you to speak with a buy to let mortgage advisor in Halifax.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Halifax will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that best suits you and your busy schedule.
During your free mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances.
Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey.
We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available.
Our mortgage advisors in Halifax also work weekends to provide flexible mortgage appointments.
Experienced landlords with an established portfolio of buy to let properties frequently consider further investment prospects.
One viable option is to remortgage one of their existing properties, unlocking equity that can subsequently serve as the deposit for acquiring another buy to let property.
Depending on individual circumstances, we are well-equipped to offer assistance in navigating this process.
If you’re aiming to expand your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), it’s crucial to acknowledge that this is a specialised area not universally accepted by all lenders.
Nonetheless, by consulting with a dedicated mortgage advisor in Halifax, we can potentially identify a suitable lender to support your goals.
HMO mortgages apply to properties usually housing five or more individuals, and they are especially popular among landlords with student accommodations.
However, securing appropriate buy to let products for HMOs can be challenging, given that not all lenders provide such deals. If you are contemplating an HMO mortgage for your buy to let property, we suggest seeking guidance from a specialist mortgage advisor in Halifax for expert advice.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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