Remortgage Advice in Halifax

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Let us Find you the Perfect Remortgage!

There are lots of reasons why some of our customers choose to remortgage with us. The two most common are to raise equity from their home or to secure a more competitive mortgage deal. Whether you are simply looking to remortgage in Halifax for a better mortgage deal, fix your rate, looking to add or remove a name from a mortgage, looking to raise additional money for those home improvements or something else along them lines, we are usually able to help.


There are some attractive deals out there at the moment some of which you could easily be missing without the right guidance such as from a Mortgage Broker in Halifax so whether you are just looking for quotations to consider your options, or are having problems with a current remortgage application, our friendly team of mortgage advisors are ready to answer all of your questions. They will be able to search 1000’s of remortgage deals from a large number of lenders in order to recommend the most suitable mortgage deal for you and your situation to make sure you come out on top.


How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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As an Experienced Mortgage Broker in Halifax

Whether it’s to release equity, to get better rates, find a more appropriate deal or more, we’ll always go the extra mile to ensure the process is quicker and smoother than the first time.


  • Your fixed rate has come to an end and you would like to look at a new fixed-rate mortgage.
  • You would like to release equity for home improvements.
  • You would like to look at consolidating unsecured debts.
  • You need to add or remove a name from the mortgage
  • You want a more flexible mortgage, i.e where you can make overpayments.
  • You would like to switch from your interest-only mortgage to a full repayment.

You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.

Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

Contact us today to book your free remortgage appointment in Halifax & see how we can help you.

Why choose Halifaxmoneyman for my remortgage?

  • A free no-obligation remortgage appointment is available for all customers.
  • We have a very experienced friendly team who will keep on top of your application.
  • Our expert Mortgage Advisors in Halifax are here all throughout the week to answer all of your remortgage needs.
  • We can search 1000’s of remortgages to find you the best deal for your circumstances.


We are here to help you whenever you need us. Get in touch with us today and make a date for your free mortgage appointment.

Reviews Stars4.97 Rating308 Reviews

Common mortgage

A dedicated mortgage advisor in Halifax will carry out a Fact Find to work out what your personal needs are prior to recommending the most suitable mortgage for you. In order to get an Agreement in Principle, you’ll be required to have a credit check. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be formally issued a mortgage offer.

Your free remortgage consultation in Halifax will usually last no more than around 30 mins. Your mortgage advisor will then help you compare deals and decide what the best plan of action going forward is. If you wish to back out at any point, you have the freedom to do so; there is no obligation to proceed.

Your remortgage fees will be more or less the same as your initial mortgage, though your dedicated Mortgage Advisor in Halifax will run through the fees with you anyway, taking them into consideration when comparing the savings of the new deal versus your current mortgage.

If you are looking at some future financial planning or home renovation like debt consolidation or Home Improvements, you may be eligible for a second mortgage. It can be possible to take out a mortgage on a second property for your own use, for a family member, for a holiday home or even for a Buy to Let.

If you have had a recent history of credit problems a mortgage may still be within reach, though you may possibly be required to put down a higher deposit than usual. We find that this figure is commonly around 15% of the property purchase price.

If you have accrued any debts over the course of your mortgage term, you may have the option available to you to remortgage and increase the size of your mortgage to pay them off. This is not something we recommend rushing into though as there are downsides to it. We would highly recommend that customers always look to seek specialist Mortgage Advice in Halifax before consolidating any of their debts!

If you are on your lenders SVR (Standard Variable Rate of Interest) you may possibly have the chance to save money. One of our dedicated advisors will compare the new products available against your current mortgage deal, in order to work out what your savings may be. If you have any existing equity in your property, a remortgage also gives you the opportunity to release some of this money if it is needed for anything, with popular options being things like home improvements.

It will typically be the last three payslips for employees to prove their income to the lender and the latest 2 years’ accounts if you’re a Self-Employed applicant. You will also need to provide your mortgage lender with some proof of ID, address and 3 months’ bank statements.

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

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