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Speak to an Advisor 7 days, 8am - 10pm
Are you a First Time buyer looking to get on to the property ladder? Are you buying your first home on your own, with a partner or friend? We offer first time buyer mortgage advice in Halifax.
We understand the daunting process of buying a property, especially when it’s your first! Having a professional on your side will be reassuring, we do more than just arrange your mortgage for you. If required, we can put your offer forward to the estate agent on your behalf, help with survey types and we can provide a competitive conveyancing quote with all as part of the service.
We are here and ready to help you through every step of the way. We are able to recommend all mortgage types including fixed-rate mortgages, variable, tracker in order to find you the most suitable mortgage for your individual needs.
In some cases problems can arise long after your offer has been accepted, these times can be tricky and very stressful. We are able to use our knowledge, experience and contacts to help resolve these issues and make the process as smooth and stress-free as possible.
It’s our job to search through thousands of mortgage deals, to find the right mortgage based on your circumstances. Whether you’re buying by yourself, with a friend/partner, or are having mortgage problems, we’re usually able to help. Having your Agreement in Principle handy at all times is a good idea, especially if you’re ready to make an offer. Rest assured, our mortgage advisors in Halifax are able to help you out with this.
Here at Halifaxmoneyman, we have helped many first time buyers in Halifax get onto the property ladder and achieve their mortgage goals. Our customer service goes beyond just finding you the most suitable product.
The minimum deposit required for a first time buyer is a 5% Deposit can come from your own savings or even a gifted deposit from a friend or family member. In some cases, you can have a combination of both gift and savings.
In somes cases a deposit isn’t needed, for examples if you’ve thought about buying the property you’re currently in from your landlord or housing association, it’s worth checking your eligibility for the Right to Buy Scheme. Speaking to your local authority should allow clarification on this.
You can find more information about deposits and these schemes by navigating to the guides section of our website or by visiting the government Own Your Home website.
As a trusted mortgage broker in Halifax, our team of mortgage advisors in Halifax are acquainted with all the various government schemes that are currently available and will help answer all of your questions you may have in regard to any of these.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.97 Rating683 Reviews
Krist
Dealing with Conor & Jo has been a pleasure and the experience as been no hassle and put me at ease. Would definitely recommend!
3 days ago
Elaine
Johnathan has been totally amazing throughout the remortgage process. He has acted in a very professional manner and had taken in that a lot of the work to me difficult, he explained in a manner that was understandable, he showed great patience and...
3 days ago
Alan
Very helpful and professional team. We have used them many times and find them to be very efficient and always able to come with the correct product
4 days ago
Caroline
Fantastic service Dan and Jonathan were there with us every step of the way couldnt wish for more dedicated people Thank you so much Graham and Caroline
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
FIONA
Dan was amazing all the way through the mortgage process for a Later Life Mortgage. Dan and Jonathan were very patient no matter how many times I asked them to explain something to me. Both are very professional and caring. Dan and Jonathan...
1 week ago
Georgina
Brilliant service
2 weeks ago
Michal
Excellent service from start to finish. Professional, knowledgeable, and always quick to respond. Made the whole mortgage process clear and stress-free. Highly recommended!
2 weeks ago
Phoebe
Matt was excellent - professional, friendly, flexible, and very responsive. He explained everything clearly every step of the way, and secured us a successful mortgage offer that was exactly the right fot for our circumstances and budget. This is...
2 weeks ago
Mary
Brilliant communication at all times. Friendly service. Very supportive throughout. Thank you.
3 weeks ago
Preslav
Jason, Debbie and Stacey are a brilliant team of professionals without whom we would have had a really difficult and challenging time dealing with the mortgage process as first time buyers. Jason led the entire process from start to finish, he was...
1 month ago
Linda
My advisor Chris was brilliant from day one. Through both telephone and teams calls he made everything easy to understand, and the process was smooth. Stacey in the applications team was tireless in checking all of the documents I needed to upload...
1 month ago
Jacqualine
Excellent service, with me every step of the way. Highly recommended
1 month ago
Mary
Great support thank you! Communication was excellent. Dan was really knowledgeable and was able to to organise a mortgage that was perfect for me. Thank you.
1 month ago
Dana
My partner and I have had a fantastic experience with UK money man. Jason Loft has been our point of contact since we first started enquiring in 2022, to now buying our first home! He and the company have been nothing short of amazing. Jason has...
1 month ago
Benjamin
Jason has been superb as always, sources the best rates, friendly person, explains everything in simple terms and always contactable.
1 month ago
Darcy
The team are excellent went out of their way Would recommend .. understood my situation and got the deal done... no faffing around.. very professional and treat my like a human being.. speaks volumes in today complicated financial matters... thank...
1 month ago
Tomasz
Great customer service, excellent and professional.
1 month ago
Anonymous
Brilliant service, friendly and helpful. Takes away any stress and makes any processes smooth and seamless. Highly recommended!
1 month ago
During your free initial mortgage appointment, you’ll have the opportunity to discuss what you ope to ahcieve with one of our trusted mortgage advisors in Halifax.
They’ll carefully review your income and expenses to determine your eligibility for a first time buyer mortgage.
Our mortgage advisors have access to 1000’s of mortgage deals tailored for first time buyers in Halifax.
After your appointment, we are able to secure your mortgage agreement in principle – a useful tool when making any offers on properties.
Once your offer on a property is accepted, our dedicated mortgage advisors in Halifax takes charge of submitting your mortgage application and ensuring all necessary documents are forwarded to the lender.
Beyond finding the most suitable mortgage, our team is committed to helping you in obtaining comprehensive insurance coverage to provide financial security for you and the ones you love.
Trying to buy your first home in Halifax, but not sure where to start or if you’re eligible? Our team of mortgage advisors at Halifaxmoneyman are more than happy to help.
We know that buying your first home can be overwhelming, so our team is available 7 days a week, from early morning to late at night, to guide you through the process.
We are able to search through 1000’s of first time buyer mortgages in Halifax, to find you the most suitable deal for your personal and financial circumstances.
We will be there during the entire process and happily answer any questions you have, up until you get the keys and beyond!
As an open & honest mortgage broker in Halifax, we aim to reduce as much stress as possible.
Your dedicated mortgage case manager will keep you informed every step of the way, making sure you always understand what is going on, with jargon at a minimum.
Our mortgage advisors in Halifax works 7 days a week from early in the day until late, making sure that we are available at a time that is appropriate for you.
All of our customers benefit from our free initial mortgage appointment, which will generally be carried out over the phone or through a video call via Microsoft Teams.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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