It has been said that moving house is one of the most stressful experiences you will go through in life, mostly because you are selling your property and trying to complete your new purchase simultaneously!
Our service allows you to focus on the moving home part whilst we take care of the mortgage side of the process. Whether this means helping you port your existing product or finding you a new deal, we will be right by your side during every stage of the journey.
As your mortgage broker in Halifax, we aim to take all of the stress away from the moving home process, making your move in Halifax easy-going.
You should look at contacting a mortgage broker in Halifax like us, before making an offer on a property to get a good idea of how much you can borrow and afford to repay for peace of mind.
We will help you with the process every step of the way through to completion so that you’re left with nothing but the feeling of relaxation in your brand-new home.
In some cases, you may be able to port your mortgage in Halifax. This process involves you carrying your current mortgage mortgage product over to your new property. Whether you can do this or not depends on your mortgage lender and the mortgage product.
If you are unable to port your mortgage in Halifax, we can help you find a new deal for your home. We will search through 1000s of mortgage products to find you the best deal for your circumstances.
We have access to both high street and specialist mortgage lenders, allowing us to access many different types of products for different mortgage situations.
Should you find yourself in a situation where you have just moved home in Halifax and want to move again, there are a few options available to you. One option involves selling your existing property and utilising the proceeds to procure a new one. Since you have just moved in, you may face some extra charges by the mortgage lender.
Alternatively, if the terms of your mortgage allow you to, you might have the opportunity to port your mortgage to another property, avoiding some fees. It is important to know that you may have to face early repayment charges in some cases.
In some cases yes, it is possible to pay off your mortgage early in Halifax. Before you choose to do so, you must look at your mortgage agreement for anything that mentions early repayment charges or penalties.
Certain mortgages may impose restrictions or fees for settling your mortgage early. That’s why we recommend reaching out to your lender or a mortgage broker in Halifax to look over your mortgage terms and details, ensuring a comprehensive understanding of any probable costs associated with early repayment.
The mortgage process for moving homes differs from that of first time buyers, although some aspects may be similar.
When moving home in Halifax, the equity from selling your existing property can impact your mortgage options.
Considerations include the possibility of porting your mortgage, understanding any early repayment charges, and ensuring the new property meets your lender’s criteria.
Our free home movers review provides a valuable service, wherein your mortgage advisor in Halifax will evaluate your existing mortgage, financial status, and moving intentions.
They can offer guidance on options such as porting your mortgage, securing a new mortgage deal, or addressing any other financial considerations relevant to your move.
Our Customers Love Us
4.97 Rating501 Reviews
Anonymous
Very understanding with a great knowledge of the market and all your options. Patient, helpful and friendly. I am so glad I chose to talk to UK Moneymen, made my life so much more comfortable.
3 days ago
Carol
Both Dan and Johnathon have been excellent. Explaining everything along the way . Been good support.
4 days ago
Anonymous
They were very good dealt with things easily and professionally.
5 days ago
Anonymous
We have used UK Moneyman twice now and both times our mortgage was secured with ease. Malcolm and his team were very efficient and helped me secure my mortgage despite being self-employed. I would recommend UK Moneyman to anyone
5 days ago
Dr Noe
Great service, I bought my first home and Malcolm and Paula helped me with all the steps including choosing the solicitor. I got the mortgage easily and it was a nice experience.
6 days ago
S.
excellent service
1 week ago
Anonymous
I felt very supported throughout the mortgage application process. I had regular updates which put me at ease and made one part of the move stress free.
2 weeks ago
Shannon
Matt has been great! Would recommend him to everyone. The whole process has been smooth and easy!
2 weeks ago
Kevin
Very knowledgeable, and always available to help and reassure you through the mortgage process.
2 weeks ago
Kainaat
No words or gratitude could be enough to express the appreciation and gratefulness I feel towards Stacey and Matt. They have supported and helped me through the most challenging time of my life, and managed to get me a mortgage considering I was...
2 weeks ago
Laura
Great service and kept well informed
2 weeks ago
Ingrid
Fantastic team of professionals. Special acknowledgement to Dan whose expertise is second to none. Would highly recommend this Company.
2 weeks ago
Glen
Wayne, Lizzi and the team were fantastic throughout the whole process of me buying on my own for the first time. They took the time to help explain everything in detail, and bared with me whilst they gave me house buying for dummies 101! Every...
3 weeks ago
Anonymous
Simple, thorough, friendly, efficient. I don’t need anything more!
1 month ago
Anonymous
We received excellent advice. Anything we didn't understand was explained in detail. We were dealt with promptly and professionally. We would have no hesitation in recommending UK Moneyman.
1 month ago
Jake
Fantastic service & great value for money. Save yourself the stress and get these guys to help!
1 month ago
Mr Dmitrii
We just wanted to take a moment to express our sincere gratitude for all your hard work and dedication in securing our mortgage. Your expertise, patience, and clear communication made the entire process so much smoother and far less stressful than...
1 month ago
Barrie
With you every step of way, return every call you make, great service 10 out of 10.
1 month ago
Ms Charlotte
I cannot recommend Charlie Bryson highly enough. He is extremely knowledgeable, responsive, reliable and went the extra mile to find a solution for me. He also made the whole process easy and enjoyable. Amy, my case manager, was efficient and took...
1 month ago
Anonymous
Great communication very helpful highly recommended
1 month ago
Throughout the appointment, you’ll be asked a series of questions about your personal and financial situation.
This aims to gain a comprehensive understanding of your circumstances, enabling us to identify the most suitable mortgage for you.
Our team will search 1000’s of mortgages deals available from our panel, which includes high street and specialist lenders.
The goal is to find a suitable product that not only fits your requirements but also streamlines the process, saving you valuable time.
Moving forward in the process, you’ll be introduced to a dedicated case manager.
Their role is to help you in preparing your entire mortgage application, ensuring it meets the highest standards. Once both parties are ready, we’ll submit your application to the mortgage lender.
Our commitment extends beyond securing the ideal mortgage for you. We also take the time to discuss insurance products that can safeguard you and the ones you love.
Importantly, there is no obligation for you to opt for any of these products; we simply provide information to support your decision-making.
It has never been easier to get mortgage advice in Halifax. We have made it easy for you to book your free mortgage appointment online. You can simply select a date and time online that best suits you.
Alternatively, you can get in touch by giving us a call and arranging your free mortgage appointment over the phone.
We can search 1000s of mortgages to find you the best deal for your circumstances. Your mortgage advisor in Halifax will search through both high street and specialist products to find a product that matches you and your new home.
As an open & honest mortgage broker in Halifax, we work alongside you throughout the process, answering any of your mortgage questions. Our mortgage advisors in Halifax have your best interests at heart and will do all we can to support you through your moving home journey.
We are available to answer all of your mortgage questions, 7 days a week!
Simply reach out to our team and we will get you in touch with a mortgage advisor in Halifax as fast as possible.
The amount you can borrow for a mortgage depends on factors like your income, credit history, and expenses.
Examples of costs include your mortgage deposit, arrangement fees and broker fees. To determine specifics, it’s advisable to consult with a mortgage advisor in Halifax who can assess your circumstances.
Certainly, we can assist you in obtaining an agreement in principle in Halifax. Typically, we can sort one within 24 hours of your free mortgage appointment.
Our mortgage advisors in Halifax can guide you through the process, considering your financial details and helping you secure the initial agreement to give you a clearer picture of your mortgage eligibility.
Congratulations on having your offer accepted! The next steps involve securing your mortgage formally. We’ll help you complete the mortgage application, arrange for a property valuation, and ensure all necessary documentation is in order. We’ll be there to guide you through each stage of the process until the mortgage is complete.
If you’re facing challenges with your bank, we can provide assistance. Whether it’s a declined mortgage application or other difficulties, our team can explore alternative options with different lenders, ensuring that we find a solution that aligns with your financial situation and goals. Contact us, and we’ll work together to address any issues you may be experiencing.
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