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A remortgage to release equity in Halifax gives you the opportunity to access funds by borrowing against your home’s equity, whether it’s for:
To find a suitable deal, consult with a mortgage broker in Halifax, like ourselves who can guide you through the options.
How much equity you can release when remortgaging in Halifax depends on your property’s value and any remaining balance on your mortgage or secured loans.
Lenders typically review factors such as your affordability, credit score, and age to determine the amount they can offer.
Our mortgage advisors in Halifax will guide you through the process, helping you make informed decisions.
Remortgaging to release equity in Halifax could impact your monthly payments, depending on factors such as the amount you borrow, your repayment term, and the interest rate.
Borrowing more equity might lead to higher monthly payments.
Extending the term or negotiating a lower interest rate could help make payments manageable, though it may increase the total cost of borrowing.
For expert mortgage advice in Halifax, we can guide you through your options and help you make an informed choice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
You can remortgage during a fixed-rate deal, although you may need to pay an Early Repayment Charge (ERC). This fee is a percentage of your remaining mortgage balance and varies depending on your lender.
It’s important to weigh the cost of the ERC against the benefits of remortgaging, such as releasing equity or securing a better deal. For tailored advice, speak with a mortgage broker in Halifax who can help you decide if it’s the right move.
If remortgaging doesn’t suit your situation, other options for releasing equity include:
To explore these alternatives in Halifax, a mortgage advisor can guide you through the most suitable option for your circumstances.
Yes, those aged 50+ can remortgage to release equity. Many lenders provide products designed for older borrowers, with eligibility based on factors like income, credit score, and the term of your mortgage.
For personalised guidance, consult a mortgage broker in Halifax to help you find the most suitable option.
To determine your property’s value in Halifax:
Understanding your property’s value is vital for equity release. A mortgage advisor in Halifax can help you navigate the process based on your home’s value.
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Friendly and helpful team that delivered an excellent service to us. They processed everything efficiently and they were very easy to work with. Would definitely recommend them ( have five already as a matter of fact!). Thank you
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Brilliant service ⭐️⭐️⭐️⭐️⭐️
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Jason has been very helpful with us remortgaging to final staircase. Jason has kept us updated and has answered any questions asked and has looked in to all options we have asked. Very happy. Lizzy communicated with us for the mortgage application...
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Anonymous
Had a great experience with Matt Collinson. He listened to our needs and went above and beyond to find us the right mortgage and stuck with us after our first offer fell through. Thank you Matt!
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Henry
Tom Bowes of UK Moneyman was really excellent: he provided really detailed and useful advice on all the questiions we asked and quickly and conveniently found us a mortgage product that worked for us.
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UK Moneyman have been fantastic with guiding us through the process of obtaining a mortgage in our 50’s when we thought it might not be possible. They have been excellent with every aspect from mortgage, health and buildings insurance. Their...
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I had a unique situation and needed a mortgage. UK Moneyman's mortgage specialists provided an exceptional service. They have been extremely professional, knowlegable and patient in explaining everything to me in detai and in helping me find a...
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Mr Thomas
Very helpful and everything done swiftly, would highly reccommend
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Michelle
Highly recommend, everything has been sorted for our new house with professionalism, good advice and honesty. They have made the process of buying our forever home a pleasure
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Michelle
Leo has been amazing from start to finish. He has got me a great deal and even kept me informed if rates changed and became better for me. Would highly recommend Leo and UK Moneyman.
3 weeks ago
Mrs Diane
Everyone has been extremely helpful & guided us in the right direction towards what we were wanting very professional & nothing was too much trouble
3 weeks ago
Mrs Suzanne
This team of people were amazing , advised and helped in every way they could. With a great result at the end .
4 weeks ago
Elizabeth
We had a fairly traumatic experience with our recent move, but Dan and Jonathan at UK Moneyman were there to help us at every step of the way. Their advice and assistance was first class and we would highly recommend them.
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Robert
Comprehensive fuss free mortgage advice Very good communications throughout process
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Mr Jeffrey
Absolutely great service from start to finish. Dan was amazing and everyone we spoke to after him. Couldn't be happier
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Fast and professional, what more needs to be said.
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Ian
A very helpful team, excellent advice and support throughout the whole process. They enabled me to get a mortgage when i thought it wasnt possible! I highly recommend Dan and Johnathan!
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Very happy I chose UK Moneyman for their mortgage advice and support in securing a mortgage offer as a first-time buyer. Charlie was my main contact and was incredibly helpful, friendly, and always quick to answer any questions. Catherine was also...
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The process begins with a remortgage review to understand your current situation. Whether you’re looking to release equity in Halifax for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Halifax, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Halifax will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Halifax.
We offer a remortgage review for homeowners in Halifax, helping you assess your options. Whether you’re planning to release equity, reduce monthly repayments, or secure a better rate, our expert advisors will guide you through the process.
With access to thousands of remortgage deals, we can find the most suitable option for your circumstances in Halifax. From competitive interest rates to flexible mortgage terms, we’ll help you achieve your financial goals.
Our service in Halifax is designed to make remortgaging as simple and stress-free as possible. From managing the application process to handling paperwork and communication with lenders, we’ll take care of everything for you.
Our mortgage advisors in Halifax are here for you 7 days a week, ensuring you can get the help and advice you need, even during evenings or weekends.
Many use equity release to fund projects like adding a new extension, transforming a loft, or installing energy-efficient solutions. These enhancements can improve both the functionality and value of the property.
Releasing equity can support significant events, such as organising a family celebration, booking a once-in-a-lifetime holiday, or funding a wedding. This allows access to funds tied up in the property without using savings.
Equity release provides an opportunity to support family financially. It’s often used for helping children with a house deposit or covering university tuition fees, offering meaningful assistance at crucial moments.
Those looking to purchase a second property can use equity release to provide the deposit required for a rental or holiday home. This offers potential rental income and diversifies investments.
Releasing equity can provide financial freedom in later life, whether supplementing pension income, paying off debts, or creating additional funds for a more comfortable retirement.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2025.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2025.
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