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Yes, you can absolutely get a mortgage over 60 in Halifax.
Many lenders now cater to older applicants with flexible solutions, such as retirement interest-only mortgages and equity release options.
Whether you’re buying a new property, remortgaging, or exploring equity release, a mortgage advisor in Halifax can offer valuable guidance.
Professional mortgage advice in Halifax ensures you find the most suitable product for your needs.
For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.
Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.
Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.
A skilled mortgage broker in Halifax will guide you through the process step by step.
Seeking mortgage advice in Halifax is crucial for anyone over 60 looking to make the most of their property assets.
Our experienced mortgage advisors in Halifax can assist in navigating the options available, explaining the products designed for older borrowers, and ensuring lender criteria are met.
With expert guidance, you can secure repayment terms and interest rates that work with your retirement plans.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £1295.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
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215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Start your mortgage journey with a free, no-obligation appointment. During this session, we’ll review your goals and financial circumstances, answering any questions you might have. Our team in Halifax will ensure you’re fully informed as we move forward.
Later-life lending may not be the only solution for your needs. That’s why we’ll assess alternatives, such as downsizing or restructuring existing finances, so you can make a well-rounded decision.
Having family or trusted friends involved can provide reassurance and support during the process. We’re happy to include them in discussions or offer resources that help them understand your plans.
Once we’ve carefully considered your needs, we’ll present a recommendation tailored to your circumstances. This bespoke advice ensures your lifetime mortgage aligns with your financial future and personal goals.
We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Halifax. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.
With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Halifax, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.
Our mortgage advice in Halifax is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Halifax, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.
We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Halifax are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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