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If you’re aged over 50 in Halifax and exploring mortgage options, you’ll be glad to know there are many flexible opportunities available, here are the key areas where we can help:
With a mortgage broker in Halifax by your side, navigating your options becomes a straightforward process.
For individuals over 50 in Halifax, here are five principal mortgage options to consider:
Our role as a mortgage broker is to provide expert mortgage advice in Halifax tailored to your needs.
Lenders typically allow mortgage terms to extend until borrowers are aged 70 to 85 at the term’s end.
This provides opportunities for individuals over 50 to secure a mortgage, provided they meet affordability and eligibility checks.
For professional guidance, speak with a mortgage broker in Halifax.
We’re here to offer tailored advice and help you find the most suitable option for your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £1295.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
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215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
We offer a free initial mortgage appointment in Halifax to help you understand your options and create a clear plan. Our experienced mortgage brokers in Halifax will provide personalised advice tailored to your financial situation and goals, whether you’re exploring later-life lending or other possibilities.
Later-life lending isn’t always the only option. In Halifax, we’ll explore alternatives such as downsizing, using savings, or other mortgage products that suit your needs. With expert mortgage advice in Halifax, you can make an informed decision.
We encourage our Halifax clients to include family or trusted individuals in the decision-making process. Our mortgage advisors in Halifax are happy to facilitate these discussions, ensuring everyone is on the same page and confident in the chosen solution.
If a lifetime mortgage is the right choice, we’ll provide a tailored recommendation based on your personal and financial goals. As a trusted mortgage broker in Halifax, we’ll ensure the solution aligns with your future needs.
We offer a free initial mortgage appointment in Halifax to help you explore your options without any obligation. Our mortgage brokers in Halifax will take the time to understand your financial situation and provide tailored advice to meet your needs.
As a trusted mortgage broker in Halifax, we search through thousands of deals from a wide range of lenders to find the right one for you. Whether you’re a first-time buyer, remortgaging, or looking for later-life lending, we’ll help you secure the ideal product.
Our commitment to excellent service ensures a smooth and stress-free process. From your first enquiry to completing your mortgage, our mortgage advisors in Halifax will be there to guide you every step of the way.
We’re available 7 days a week to provide mortgage advice in Halifax at a time that works for you. Whether it’s an evening chat or a weekend appointment, we’re here to fit around your schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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