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Porting a mortgage in Halifax is a way to keep your current mortgage terms intact when moving to a new home.
This can save you money, particularly if you’re in a fixed-rate deal with early repayment charges.
A mortgage advisor in Halifax can check if your mortgage is portable and whether you meet the criteria.
The process typically starts with your lender reassessing your financial situation and the suitability of the new property.
If approved, your existing mortgage deal is applied to the new loan, often avoiding early repayment fees.
A mortgage broker in Halifax like us can ensure a seamless transition, providing expert advice to address any concerns along the way.
When porting a mortgage, you’ll need to gather several key documents to support your application. These typically include:
For comprehensive guidance on what’s required, getting mortgage advice in Halifax can help ensure your documentation is complete and the process runs smoothly.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
We’ll start with a detailed look at your current mortgage to identify if porting is the best choice for your next home.
During this step, we’ll also check for other mortgage options that could save you money or offer more benefits.
Our team will evaluate the new property and your financial status to confirm if your mortgage can be ported.
If your lender doesn’t approve, we’ll recommend other competitive mortgage solutions tailored to your circumstances.
Once we’ve agreed on the most suitable mortgage solution, we’ll manage your application from start to finish.
Whether you’re porting or switching deals, we’ll ensure everything is handled efficiently.
After approval, we’ll complete the final steps and confirm all the details for your move.
Whether porting your current mortgage or securing a new one, we’ll make sure the process runs smoothly.
We provide a free initial mortgage review to determine whether porting your mortgage is the right choice for your situation.
We’ll also explore alternative deals that could save you money or offer more flexibility.
With access to 1000s of mortgage deals, we’ll find the most suitable solution to suit your needs.
Whether porting your mortgage or securing a new deal, we’ll ensure you get the most competitive rate available.
We offer a complete, stress-free mortgage service, handling the process for you from start to finish.
Whether porting your mortgage or switching to a new deal, we’ll make the journey smooth and straightforward.
Our team is available every day of the week, ensuring you can access mortgage advice when it suits you best.
Whether you’re porting your mortgage or considering other options, we’re always here to help.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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