It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Income protection insurance advice in Halifax involves guidance and information provided by professionals to individuals considering or seeking coverage. This advice aims to help individuals understand the benefits, terms, and options associated with Income Protection Insurance.
Halifaxmoneyman provides a complimentary free insurance review for all our clients, facilitated by our expert mortgage advisors in Halifax. Whether you need Income Protection Insurance depends on various factors in your life, such as your financial obligations, job stability, and existing safety nets. This type of insurance is particularly relevant if you depend on your income to meet living expenses and want a financial safety net in case you are unable to work due to illness or injury.
Speaking to an Income Protection and mortgage advisor in Halifax is crucial for trailored guidance. These advisors can assess your specific circumstances, financial situation, and future needs. Their expertise allows them to tailor advice to your unique situation, ensuring you make informed decisions about coverage that aligns with your individual requirements and long-term financial goals. Seeking professional advice is recommended to navigate the complexities of insurance policies and choose the most suitable coverage for your needs.
Income Protection Insurance is a financial product designed to provide individuals with a source of income if they are unable to work due to illness, injury, or disability. It serves as a safety net, ensuring that individuals can maintain their standard of living by receiving regular payouts to cover living expenses when their primary source of income is disrupted.
The way Income Protection Insurance works involves the policyholder paying regular premiums to the insurance provider. In return, if the policyholder becomes unable to work due to covered circumstances, the insurance policy will pay out a percentage of their pre-agreed income. This payout continues until the individual can return to work, reaches the end of the policy term, or, in some cases, until retirement.
Determining whether you need Income Protection Insurance depends on various factors in your life. If you rely on your income to meet financial obligations and maintain your lifestyle, and if you lack sufficient savings or other safety nets to cover expenses during periods of inability to work, then considering Income Protection Insurance may be prudent. It’s advisable to assess your individual circumstances and consult with a financial advisor to make an informed decision based on your specific needs and risk tolerance.
Our Customers Love Us
4.98 Rating539 Reviews
Larre
We are incredibly grateful to Dinah at UK Moneyman for helping us secure our mortgage! From the very beginning, she was knowledgeable, supportive, and genuinely committed to finding the best solution for us. Dinah made what could have been a...
14 seconds ago
Sam
A fantastic company to use for mortgage brokering. The service levels are second to none, the staff are friendly and always willing to help, with fast, clear, and prompt communication. I cannot find any fault with their service and I am already a...
2 days ago
Anonymous
Jason was incredibly helpful. He demystified the mortgage process for us and made everything so much easier for us as first time buyers.
3 days ago
Anonymous
Very professional and helpful. Chris was very friendly and explained everything very clearly throughout. They were very professional and prompt with any information and updates
6 days ago
Mr Lewis
amazing service from a team of well trained professionals in the field , helped make applying for a mortgage feel like a breeze and would reccomend to anyone looking to use their knowledgebase
6 days ago
Amy
Fantastic service!! I literally cannot thank the team enough. Everyone, went above and beyond. Fast responses to questions and queries, regular updates and a really friendly team - all helped to put my mind at ease. Everything felt taken care of and...
1 week ago
Robert
They were friendly and really helpful I would recommend to friends, family
1 week ago
Deborah
Absolutely amazing company. I needed a mortgage for 3 people as joint owners. After trying to look myself with no success, I came across Nottingham Moneyman. The fee was worth every penny, as from start to finish Charlie and Amy sorted...
1 week ago
Tracey
Excellent service, nothing was too much bother. Would definitely recommend to friends and family.
1 week ago
Mrs Rebecca
Great help make the process easy will be using again in future
1 week ago
Angela
I could not be more pleased with the service from Wayne. Needing a mortgage at my age (old) was a daunting thought. He put me at ease straight away. He guided me through and with the help of Jo Parnell. I have my mortgage and the chance once again...
2 weeks ago
Joanne
Everyone who worked with us was amazing and I highly recommend UK Moneyman. They helped us every step of the way. Thanks Matt and Debbie
2 weeks ago
Maria
Conor and the team at UK moneyman have been amazing. Very attentive always on hand to answer any queiries at anytime. Very professional throughout the process and we 100% will recommend them going forward. Thanks again guys.
2 weeks ago
Richard
Entering into the mortgage world at almost 50 years old was daunting! We needed quite a large amount which would also need to run into our retirement years…. I contacted Conor Longthorne at UK Moneyman and instantly felt at ease with the whole...
2 weeks ago
Dr Gurvinder
The service provided by Connor and the team has been great, they have taken the stress out of re-mortgaging for me.
2 weeks ago
Viniece
Dinah made the mortgage process smooth and stress-free. She’s knowledgeable, responsive, and truly cares about her clients. I’m grateful for her help and would recommend her to anyone.
2 weeks ago
Sharon
Dan Osman was absolutely brilliant.In fact everyone at Moneyman was brilliant. Thank you all. Sharon Phillips.
2 weeks ago
Hamza
excellent service
3 weeks ago
Dr Christopher
Extremely helpful and efficient. The staff involved made every step clear
3 weeks ago
Anonymous
Excellent advice, help and admin from the people at Moneyman, hightly recommended.
3 weeks ago
By engaging in a conversation with one of our dedicated protection and mortgage advisors in Halifax, you can explore insurance options tailored to your specific needs. Alternatively, you may choose to follow our recommendations.
We will work in harmony with your monthly budget constraints, developing a tailor-made plan that addresses your current personal and financial circumstances.
Once we pinpoint the most suitable product for you and receive your approval to proceed, we will submit your application to the provider. Occasionally, the policy provider may request additional information before considering the application.
If you’ve secured your mortgage through us, we will reconnect with you during the remortgage process. This provides an opportunity to review any existing policies you may have in place.
For both new and existing customers, we offer a complimentary protection review, during which we assess your existing policies to determine their suitability. Following this evaluation, we will recommend products such as critical illness income protection and/or life insurance that align with your needs. If necessary, we can customize the plan to fit within your monthly budget.
Your dedicated mortgage and protection advisor in Halifax is dedicated to providing transparent mortgage advice throughout the process. Working on your behalf, they will thoroughly explore the most suitable arrangements based on your individual and financial circumstances.
With over two decades of experience in the mortgage and protection industry, we, as a trusted mortgage broker in Halifax, have assisted numerous clients in obtaining Income Protection products in the past, and we are ready to assist you next!
Our team of protection and mortgage advisors in Halifax is unwavering in their commitment to ensuring your financial security by securing the right policy precisely when you need it most.
ASU insurance is a type of coverage that provides financial protection to individuals in the event they are unable to work due to accidents, sickness, or unemployment.
This insurance typically offers a regular income or lump sum payments to cover living expenses, such as mortgage payments or other financial commitments, during a period of incapacity or job loss.
PPI is a broad term encompassing various insurance products designed to cover loan or credit repayments in case the policyholder faces unforeseen circumstances, such as illness, injury, unemployment, or death.
PPI aims to provide financial assistance to policyholders by covering debt payments, ensuring that they can meet their financial obligations even when faced with unexpected events.
MPPI is a specific type of insurance designed to protect homeowners by covering mortgage repayments in case they are unable to work due to accidents, sickness, or unemployment.
The primary goal of MPPI is to safeguard homeowners from the risk of defaulting on mortgage payments during periods of financial strain caused by unexpected events, helping to prevent the potential loss of their homes.
Read our 539 Reviews
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
Contact
Follow Us
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
