It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Halifax we are here to help you through every step of the way to find what’s best for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Halifax are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Halifax, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Halifax.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Halifax, get in touch with our team. We offer mortgage advice in Halifax to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The required deposit for a buy to let mortgage in Halifax typically falls in the range of 20% to 40%, with the standard minimum deposit commonly set at 25% of the property’s value.
To obtain an accurate calculation tailored to your situation, it is advisable to contact our team for personalised mortgage advice in Halifax.
How much you borrow for a buy to let mortgage in Halifax depends on factors such as your income, credit history, the rental potential of the property, and the criteria set by the lender.
For an accurate evaluation of your unique situation and insights into the maximum borrowing capacity for your buy to let investment, it is crucial to engage the services of a mortgage broker in Halifax.
Acquiring a property through a limited company in Halifax presents a viable option for individuals seeking tax efficiency and asset protection.
The eligibility criteria and procedures can vary, highlighting the importance of seeking professional guidance from either a mortgage broker in Halifax or a financial advisor.
Our buy to let mortgage advisors in Halifax are well-equipped to offer comprehensive insights into the specific requirements, advantages, and implications associated with the process of purchasing a property through a limited company.
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4.97 Rating427 Reviews
Anonymous
Really efficient and effective service with regular communication about progress.
6 days ago
Anne
Excellent service throughout. Kept up to date at every stage.
1 week ago
Kevin
Leo was great got the best deal for me Communication was good . Told me everything I need to know
1 week ago
Natasha
We were satisfied with the service we received from UK Money Man. They responded to us within good timing and delivered as we hoped.
2 weeks ago
Natasha
We were pleased with the service we received from UK Moneyman. They delivered what was promised - no issues or concerns.
2 weeks ago
Anonymous
Great team, massively helped with the entire process and don't just leave you once the mortgage was excepted, couldn't ask for better service!
2 weeks ago
Fardowsa
Paula and Tom have been amazing in getting me a very competitive mortgage rate. Tom is very knowledgeable about the market and tailors the products to your needs .Thoroughly happy with their services and I highly recommend them.
2 weeks ago
Gordon
Good friendly service very professional and throughly explained options.
3 weeks ago
Jennifer
Wayne and Jonathan have been great
3 weeks ago
Anonymous
Leo has been helpful and friendly through the process, explaning in more detail when we needed and easy to contact. Any other staff we have been in contact with have also been friendly and helpful.
3 weeks ago
Miss
Honestly the best team! Made it straight forward for me and took all the ease off for me! Fab service, fab communication and overall just a fab team! Appreciate Chris and Amy for pushing things forward for me 😁
3 weeks ago
Katie
Jason has been extremely helpful throughout the process , Malcom, Lizzi and Amy were also very helpful during the application process and during the time Jason was on annual leave. We felt very supported and trusted the team.
3 weeks ago
Beverley
Just a great experience with the whole team. They found us the best deal and secired us a mortgage. Would highly recommend them.
4 weeks ago
Anonymous
My husband and myself were searching online for a mortgage broker who specialised in mortgages for older people. This is where we found ukmoneyman. The website looked hopeful and straightforward. We entered our details and were given an appointment...
4 weeks ago
Anissa
I really recommend UK Moneyman! It was a pleasure having Charlie as my mortgage advisor! He’s so good! Extremely responsive, knowledgeable and a really lovely person all round! I secured a good mortgage with his help! I really recommend them for...
1 month ago
Mr Rahul
Great service
1 month ago
Perline
Thank you very much very helpfully .Perline burrows. I
1 month ago
Anonymous
Very patient and helpful every step of the way. Would heartily recommend
1 month ago
Robert
Thank you to dinah harros and debbie stones for all your help will definitely recommend to friends and family. Thank you again for a great service
1 month ago
Perline
Very good and helpful I would recommend friends and family thanks you
1 month ago
Booking your free mortgage appointment allows you to speak with a buy to let mortgage advisor in Halifax.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Halifax will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that best suits you and your busy schedule. During your free mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances. Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey. We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available. Our mortgage advisors in Halifax also work weekends to provide flexible mortgage appointments.
Experienced landlords with an established portfolio of buy to let properties frequently consider further investment prospects.
One viable option is to remortgage one of their existing properties, unlocking equity that can subsequently serve as the deposit for acquiring another buy to let property.
Depending on individual circumstances, we are well-equipped to offer assistance in navigating this process.
If you’re aiming to expand your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), it’s crucial to acknowledge that this is a specialised area not universally accepted by all lenders.
Nonetheless, by consulting with a dedicated mortgage advisor in Halifax, we can potentially identify a suitable lender to support your goals.
HMO mortgages apply to properties usually housing five or more individuals, and they are especially popular among landlords with student accommodations.
However, securing appropriate buy to let products for HMOs can be challenging, given that not all lenders provide such deals. If you are contemplating an HMO mortgage for your buy to let property, we suggest seeking guidance from a specialist mortgage advisor in Halifax for expert advice.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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