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A remortgage to release equity in Halifax gives you the opportunity to access funds by borrowing against your home’s equity, whether it’s for:
To find a suitable deal, consult with a mortgage broker in Halifax, like ourselves who can guide you through the options.
How much equity you can release when remortgaging in Halifax depends on your property’s value and any remaining balance on your mortgage or secured loans.
Lenders typically review factors such as your affordability, credit score, and age to determine the amount they can offer.
Our mortgage advisors in Halifax will guide you through the process, helping you make informed decisions.
Remortgaging to release equity in Halifax could impact your monthly payments, depending on factors such as the amount you borrow, your repayment term, and the interest rate.
Borrowing more equity might lead to higher monthly payments.
Extending the term or negotiating a lower interest rate could help make payments manageable, though it may increase the total cost of borrowing.
For expert mortgage advice in Halifax, we can guide you through your options and help you make an informed choice.
You can remortgage during a fixed-rate deal, although you may need to pay an Early Repayment Charge (ERC). This fee is a percentage of your remaining mortgage balance and varies depending on your lender.
It’s important to weigh the cost of the ERC against the benefits of remortgaging, such as releasing equity or securing a better deal. For tailored advice, speak with a mortgage broker in Halifax who can help you decide if it’s the right move.
If remortgaging doesn’t suit your situation, other options for releasing equity include:
To explore these alternatives in Halifax, a mortgage advisor can guide you through the best option for your circumstances.
Yes, those aged 50+ can remortgage to release equity. Many lenders provide products designed for older borrowers, with eligibility based on factors like income, credit score, and the term of your mortgage.
For personalised guidance, consult a mortgage broker in Halifax to help you find the most suitable option.
To determine your property’s value in Halifax:
Understanding your property’s value is vital for equity release. A mortgage advisor in Halifax can help you navigate the process based on your home’s value.
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Larre
We are incredibly grateful to Dinah at UK Moneyman for helping us secure our mortgage! From the very beginning, she was knowledgeable, supportive, and genuinely committed to finding the best solution for us. Dinah made what could have been a...
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Sam
A fantastic company to use for mortgage brokering. The service levels are second to none, the staff are friendly and always willing to help, with fast, clear, and prompt communication. I cannot find any fault with their service and I am already a...
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Anonymous
Jason was incredibly helpful. He demystified the mortgage process for us and made everything so much easier for us as first time buyers.
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Anonymous
Very professional and helpful. Chris was very friendly and explained everything very clearly throughout. They were very professional and prompt with any information and updates
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Mr Lewis
amazing service from a team of well trained professionals in the field , helped make applying for a mortgage feel like a breeze and would reccomend to anyone looking to use their knowledgebase
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Amy
Fantastic service!! I literally cannot thank the team enough. Everyone, went above and beyond. Fast responses to questions and queries, regular updates and a really friendly team - all helped to put my mind at ease. Everything felt taken care of and...
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Robert
They were friendly and really helpful I would recommend to friends, family
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Deborah
Absolutely amazing company. I needed a mortgage for 3 people as joint owners. After trying to look myself with no success, I came across Nottingham Moneyman. The fee was worth every penny, as from start to finish Charlie and Amy sorted...
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Tracey
Excellent service, nothing was too much bother. Would definitely recommend to friends and family.
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Mrs Rebecca
Great help make the process easy will be using again in future
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Angela
I could not be more pleased with the service from Wayne. Needing a mortgage at my age (old) was a daunting thought. He put me at ease straight away. He guided me through and with the help of Jo Parnell. I have my mortgage and the chance once again...
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Joanne
Everyone who worked with us was amazing and I highly recommend UK Moneyman. They helped us every step of the way. Thanks Matt and Debbie
2 weeks ago
Maria
Conor and the team at UK moneyman have been amazing. Very attentive always on hand to answer any queiries at anytime. Very professional throughout the process and we 100% will recommend them going forward. Thanks again guys.
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Richard
Entering into the mortgage world at almost 50 years old was daunting! We needed quite a large amount which would also need to run into our retirement years…. I contacted Conor Longthorne at UK Moneyman and instantly felt at ease with the whole...
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Dr Gurvinder
The service provided by Connor and the team has been great, they have taken the stress out of re-mortgaging for me.
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Viniece
Dinah made the mortgage process smooth and stress-free. She’s knowledgeable, responsive, and truly cares about her clients. I’m grateful for her help and would recommend her to anyone.
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Sharon
Dan Osman was absolutely brilliant.In fact everyone at Moneyman was brilliant. Thank you all. Sharon Phillips.
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excellent service
3 weeks ago
Dr Christopher
Extremely helpful and efficient. The staff involved made every step clear
3 weeks ago
Anonymous
Excellent advice, help and admin from the people at Moneyman, hightly recommended.
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The process begins with a free remortgage review to understand your current situation. Whether you’re looking to release equity in Halifax for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Halifax, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Halifax will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Halifax.
We offer a free remortgage review for homeowners in Halifax, helping you assess your options. Whether you’re planning to release equity, reduce monthly repayments, or secure a better rate, our expert advisors will guide you through the process.
With access to thousands of remortgage deals, we can find the most suitable option for your circumstances in Halifax. From competitive interest rates to flexible mortgage terms, we’ll help you achieve your financial goals.
Our service in Halifax is designed to make remortgaging as simple and stress-free as possible. From managing the application process to handling paperwork and communication with lenders, we’ll take care of everything for you.
Our mortgage advisors in Halifax are here for you 7 days a week, ensuring you can get the help and advice you need, even during evenings or weekends.
Many use equity release to fund projects like adding a new extension, transforming a loft, or installing energy-efficient solutions. These enhancements can improve both the functionality and value of the property.
Releasing equity can support significant events, such as organising a family celebration, booking a once-in-a-lifetime holiday, or funding a wedding. This allows access to funds tied up in the property without using savings.
Equity release provides an opportunity to support family financially. It’s often used for helping children with a house deposit or covering university tuition fees, offering meaningful assistance at crucial moments.
Those looking to purchase a second property can use equity release to provide the deposit required for a rental or holiday home. This offers potential rental income and diversifies investments.
Releasing equity can provide financial freedom in later life, whether supplementing pension income, paying off debts, or creating additional funds for a more comfortable retirement.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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