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A remortgage to release equity in Halifax gives you the opportunity to access funds by borrowing against your home’s equity, whether it’s for:
To find a suitable deal, consult with a mortgage broker in Halifax, like ourselves who can guide you through the options.
How much equity you can release when remortgaging in Halifax depends on your property’s value and any remaining balance on your mortgage or secured loans.
Lenders typically review factors such as your affordability, credit score, and age to determine the amount they can offer.
Our mortgage advisors in Halifax will guide you through the process, helping you make informed decisions.
Remortgaging to release equity in Halifax could impact your monthly payments, depending on factors such as the amount you borrow, your repayment term, and the interest rate.
Borrowing more equity might lead to higher monthly payments.
Extending the term or negotiating a lower interest rate could help make payments manageable, though it may increase the total cost of borrowing.
For expert mortgage advice in Halifax, we can guide you through your options and help you make an informed choice.
You can remortgage during a fixed-rate deal, although you may need to pay an Early Repayment Charge (ERC). This fee is a percentage of your remaining mortgage balance and varies depending on your lender.
It’s important to weigh the cost of the ERC against the benefits of remortgaging, such as releasing equity or securing a better deal. For tailored advice, speak with a mortgage broker in Halifax who can help you decide if it’s the right move.
If remortgaging doesn’t suit your situation, other options for releasing equity include:
To explore these alternatives in Halifax, a mortgage advisor can guide you through the best option for your circumstances.
Yes, those aged 50+ can remortgage to release equity. Many lenders provide products designed for older borrowers, with eligibility based on factors like income, credit score, and the term of your mortgage.
For personalised guidance, consult a mortgage broker in Halifax to help you find the most suitable option.
To determine your property’s value in Halifax:
Understanding your property’s value is vital for equity release. A mortgage advisor in Halifax can help you navigate the process based on your home’s value.
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excellent service
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Extremely helpful and efficient. The staff involved made every step clear
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Moneyman service was fantastic start to finish very fast friendly service definitely recommend to others
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Daryl
I recently took out a mortgage with UkMoneyMan, and I cannot speak highly enough about my experience, especially working with my advisor, Dinah Harros. From start to finish, Dinah went above and beyond to ensure that the process was smooth,...
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Opeyemi
Working with UK Moneyman, specifically with Malcolm, was an excellent experience from start to finish. Malcolm and the team were incredibly helpful and patient throughout our unique mortgage process. Malcolm's extensive knowledge and expertise were...
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Alison
Fantastic. Flexible meetings. Responsive. Explained everything and was super efficient. Very pleased with the service.
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May
I am so grateful to malcolm and jo for assisting me start from beginning until securing my mortgage. They are always quick to respond and very professional. I recommend their service 100% ti anyone. Thank you very much
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Mr Ryan
Chris was brilliant through the whole process. Nothing was too much trouble and there were a few obstacles to overcome to say the least. Once the case was passed over to Catherine she was equally as good and very efficient. I would highly recommend...
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Anonymous
Very happy with the service that was provided was always there to help me along the way couldn’t be happier
1 week ago
Paul
Money man were very helpful and personal in their service to us in finding us a mortgage. Everyone we spoke to were polite and were very helpful.
1 week ago
Thomas
Second time using Leo at UK Moneyman - incredibly helpful again!! Thanks
3 weeks ago
Anonymous
We were looking to purchase our home that we currently rent and as first time buyers were unsure of the procedures. Jason Loft handled our application and he was extremely thorough and informative and put us at ease immediately, determined to get us...
3 weeks ago
Anonymous
Very helpful
3 weeks ago
Mrs Samantha
Money man service was very professional and efficient. We called for advise on a remotgae and got provided with a great service and a relly quick remotgae process. I would highly recommend.
3 weeks ago
Craig
The support throughout by Jason, Jo and Kerry was outstanding throughout our remortgage application. Highly recommended!
3 weeks ago
Susan
Excellent service.Consistant all the way through my business.Highly recommended.
4 weeks ago
Karl
Airways really helpful. Choose Moneyman because our previous mortgage advisor was not providing us with sufficient advice or guidance based on our situation. Moneyman made it a really smooth process!
4 weeks ago
John
Connor & Stacey were so helpful with our whole mortgage application from start to finish. Their attention to detail really helped us get the house we wanted in a timely manner. Would 100% recommend.
1 month ago
Liam
Would like to thank Wayne and Paula for their help in acquiring our first mortgage. The process was made so simple and straight forward by them both and they had it turned round super fast. Would highly recommend the company and also Wayne and Paula...
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The process begins with a free remortgage review to understand your current situation. Whether you’re looking to release equity in Halifax for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Halifax, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Halifax will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Halifax.
We offer a free remortgage review for homeowners in Halifax, helping you assess your options. Whether you’re planning to release equity, reduce monthly repayments, or secure a better rate, our expert advisors will guide you through the process.
With access to thousands of remortgage deals, we can find the most suitable option for your circumstances in Halifax. From competitive interest rates to flexible mortgage terms, we’ll help you achieve your financial goals.
Our service in Halifax is designed to make remortgaging as simple and stress-free as possible. From managing the application process to handling paperwork and communication with lenders, we’ll take care of everything for you.
Our mortgage advisors in Halifax are here for you 7 days a week, ensuring you can get the help and advice you need, even during evenings or weekends.
Many use equity release to fund projects like adding a new extension, transforming a loft, or installing energy-efficient solutions. These enhancements can improve both the functionality and value of the property.
Releasing equity can support significant events, such as organising a family celebration, booking a once-in-a-lifetime holiday, or funding a wedding. This allows access to funds tied up in the property without using savings.
Equity release provides an opportunity to support family financially. It’s often used for helping children with a house deposit or covering university tuition fees, offering meaningful assistance at crucial moments.
Those looking to purchase a second property can use equity release to provide the deposit required for a rental or holiday home. This offers potential rental income and diversifies investments.
Releasing equity can provide financial freedom in later life, whether supplementing pension income, paying off debts, or creating additional funds for a more comfortable retirement.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
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