It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
A remortgage to release equity in Halifax gives you the opportunity to access funds by borrowing against your home’s equity, whether it’s for:
To find a suitable deal, consult with a mortgage broker in Halifax, like ourselves who can guide you through the options.
How much equity you can release when remortgaging in Halifax depends on your property’s value and any remaining balance on your mortgage or secured loans.
Lenders typically review factors such as your affordability, credit score, and age to determine the amount they can offer.
Our mortgage advisors in Halifax will guide you through the process, helping you make informed decisions.
Remortgaging to release equity in Halifax could impact your monthly payments, depending on factors such as the amount you borrow, your repayment term, and the interest rate.
Borrowing more equity might lead to higher monthly payments.
Extending the term or negotiating a lower interest rate could help make payments manageable, though it may increase the total cost of borrowing.
For expert mortgage advice in Halifax, we can guide you through your options and help you make an informed choice.
You can remortgage during a fixed-rate deal, although you may need to pay an Early Repayment Charge (ERC). This fee is a percentage of your remaining mortgage balance and varies depending on your lender.
It’s important to weigh the cost of the ERC against the benefits of remortgaging, such as releasing equity or securing a better deal. For tailored advice, speak with a mortgage broker in Halifax who can help you decide if it’s the right move.
If remortgaging doesn’t suit your situation, other options for releasing equity include:
To explore these alternatives in Halifax, a mortgage advisor can guide you through the best option for your circumstances.
Yes, those aged 50+ can remortgage to release equity. Many lenders provide products designed for older borrowers, with eligibility based on factors like income, credit score, and the term of your mortgage.
For personalised guidance, consult a mortgage broker in Halifax to help you find the most suitable option.
To determine your property’s value in Halifax:
Understanding your property’s value is vital for equity release. A mortgage advisor in Halifax can help you navigate the process based on your home’s value.
Our Customers Love Us
4.97 Rating512 Reviews
Thomas
Second time using Leo at UK Moneyman - incredibly helpful again!! Thanks
1 day ago
Anonymous
We were looking to purchase our home that we currently rent and as first time buyers were unsure of the procedures. Jason Loft handled our application and he was extremely thorough and informative and put us at ease immediately, determined to get us...
2 days ago
Anonymous
Very helpful
3 days ago
Mrs Samantha
Money man service was very professional and efficient. We called for advise on a remotgae and got provided with a great service and a relly quick remotgae process. I would highly recommend.
4 days ago
Craig
The support throughout by Jason, Jo and Kerry was outstanding throughout our remortgage application. Highly recommended!
4 days ago
Susan
Excellent service.Consistant all the way through my business.Highly recommended.
1 week ago
Karl
Airways really helpful. Choose Moneyman because our previous mortgage advisor was not providing us with sufficient advice or guidance based on our situation. Moneyman made it a really smooth process!
1 week ago
John
Connor & Stacey were so helpful with our whole mortgage application from start to finish. Their attention to detail really helped us get the house we wanted in a timely manner. Would 100% recommend.
1 week ago
Liam
Would like to thank Wayne and Paula for their help in acquiring our first mortgage. The process was made so simple and straight forward by them both and they had it turned round super fast. Would highly recommend the company and also Wayne and Paula...
1 week ago
Nastaran
Fantastic service. always kept up to date with what I needed to do and know, staff are super polite and helpful and get back to you promptly. Thank you, for making my first mortgage manageable and smooth sailing!
2 weeks ago
Bryan
uk moneyman. have provided me with a stressfree friendly yet professional solution to my remortgage needs 10/10
2 weeks ago
Anonymous
Very understanding with a great knowledge of the market and all your options. Patient, helpful and friendly. I am so glad I chose to talk to UK Moneymen, made my life so much more comfortable.
3 weeks ago
Carol
Both Dan and Johnathon have been excellent. Explaining everything along the way . Been good support.
3 weeks ago
Anonymous
They were very good dealt with things easily and professionally.
3 weeks ago
Anonymous
We have used UK Moneyman twice now and both times our mortgage was secured with ease. Malcolm and his team were very efficient and helped me secure my mortgage despite being self-employed. I would recommend UK Moneyman to anyone
3 weeks ago
Dr Noe
Great service, I bought my first home and Malcolm and Paula helped me with all the steps including choosing the solicitor. I got the mortgage easily and it was a nice experience.
3 weeks ago
S.
excellent service
1 month ago
Anonymous
I felt very supported throughout the mortgage application process. I had regular updates which put me at ease and made one part of the move stress free.
1 month ago
Shannon
Matt has been great! Would recommend him to everyone. The whole process has been smooth and easy!
1 month ago
Kevin
Very knowledgeable, and always available to help and reassure you through the mortgage process.
1 month ago
The process begins with a free remortgage review to understand your current situation. Whether you’re looking to release equity in Halifax for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Halifax, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Halifax will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Halifax.
We offer a free remortgage review for homeowners in Halifax, helping you assess your options. Whether you’re planning to release equity, reduce monthly repayments, or secure a better rate, our expert advisors will guide you through the process.
With access to thousands of remortgage deals, we can find the most suitable option for your circumstances in Halifax. From competitive interest rates to flexible mortgage terms, we’ll help you achieve your financial goals.
Our service in Halifax is designed to make remortgaging as simple and stress-free as possible. From managing the application process to handling paperwork and communication with lenders, we’ll take care of everything for you.
Our mortgage advisors in Halifax are here for you 7 days a week, ensuring you can get the help and advice you need, even during evenings or weekends.
Many use equity release to fund projects like adding a new extension, transforming a loft, or installing energy-efficient solutions. These enhancements can improve both the functionality and value of the property.
Releasing equity can support significant events, such as organising a family celebration, booking a once-in-a-lifetime holiday, or funding a wedding. This allows access to funds tied up in the property without using savings.
Equity release provides an opportunity to support family financially. It’s often used for helping children with a house deposit or covering university tuition fees, offering meaningful assistance at crucial moments.
Those looking to purchase a second property can use equity release to provide the deposit required for a rental or holiday home. This offers potential rental income and diversifies investments.
Releasing equity can provide financial freedom in later life, whether supplementing pension income, paying off debts, or creating additional funds for a more comfortable retirement.
Read our 512 Reviews
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
Contact
Follow Us
Halifaxmoneyman.com & Halifaxmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Halifaxmoneyman 2025.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
