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Speak to an Advisor 7 days, 8am - 10pm
Explore your mortgage affordability with our free, easy-to-use calculators.
Work out how much you can borrow based on your income and deposit size.
Work out your mortgage repayments based on your property value and deposit size.
Work out your mortgage repayments based on your buy to let property value and deposit size.
Our Customers Love Us
4.97 Rating683 Reviews
Krist
Dealing with Conor & Jo has been a pleasure and the experience as been no hassle and put me at ease. Would definitely recommend!
3 days ago
Elaine
Johnathan has been totally amazing throughout the remortgage process. He has acted in a very professional manner and had taken in that a lot of the work to me difficult, he explained in a manner that was understandable, he showed great patience and...
3 days ago
Alan
Very helpful and professional team. We have used them many times and find them to be very efficient and always able to come with the correct product
4 days ago
Caroline
Fantastic service Dan and Jonathan were there with us every step of the way couldnt wish for more dedicated people Thank you so much Graham and Caroline
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
FIONA
Dan was amazing all the way through the mortgage process for a Later Life Mortgage. Dan and Jonathan were very patient no matter how many times I asked them to explain something to me. Both are very professional and caring. Dan and Jonathan...
1 week ago
Georgina
Brilliant service
2 weeks ago
Michal
Excellent service from start to finish. Professional, knowledgeable, and always quick to respond. Made the whole mortgage process clear and stress-free. Highly recommended!
2 weeks ago
Phoebe
Matt was excellent - professional, friendly, flexible, and very responsive. He explained everything clearly every step of the way, and secured us a successful mortgage offer that was exactly the right fot for our circumstances and budget. This is...
2 weeks ago
Mary
Brilliant communication at all times. Friendly service. Very supportive throughout. Thank you.
3 weeks ago
Preslav
Jason, Debbie and Stacey are a brilliant team of professionals without whom we would have had a really difficult and challenging time dealing with the mortgage process as first time buyers. Jason led the entire process from start to finish, he was...
1 month ago
Linda
My advisor Chris was brilliant from day one. Through both telephone and teams calls he made everything easy to understand, and the process was smooth. Stacey in the applications team was tireless in checking all of the documents I needed to upload...
1 month ago
Jacqualine
Excellent service, with me every step of the way. Highly recommended
1 month ago
Mary
Great support thank you! Communication was excellent. Dan was really knowledgeable and was able to to organise a mortgage that was perfect for me. Thank you.
1 month ago
Dana
My partner and I have had a fantastic experience with UK money man. Jason Loft has been our point of contact since we first started enquiring in 2022, to now buying our first home! He and the company have been nothing short of amazing. Jason has...
1 month ago
Benjamin
Jason has been superb as always, sources the best rates, friendly person, explains everything in simple terms and always contactable.
1 month ago
Darcy
The team are excellent went out of their way Would recommend .. understood my situation and got the deal done... no faffing around.. very professional and treat my like a human being.. speaks volumes in today complicated financial matters... thank...
1 month ago
Tomasz
Great customer service, excellent and professional.
1 month ago
Anonymous
Brilliant service, friendly and helpful. Takes away any stress and makes any processes smooth and seamless. Highly recommended!
1 month ago
Helpful Guides
Our mortgage calculators are designed to provide an estimated figure based on the information you input.
While they’re a great starting point to explore your options, it’s always best to speak with a mortgage advisor for a more accurate assessment tailored to your specific circumstances.
Our mortgage advisors will consider factors like your credit history, income details, and personal situation to give you a precise figure.
Our mortgage calculators are simple to use and cover a variety of needs.
Our How Much Can I Borrow Calculator gives you an estimate of your borrowing potential based on your income.
The Repayment Calculator helps you see what your monthly repayments might look like.
For landlords, the Buy to Let Repayment Calculator offers tailored estimates and our Stamp Duty Calculator calculates potential tax costs when purchasing a property.
Additionally, our Remortgage Calculator can help you explore potential savings or new repayment terms when switching your mortgage.
Simply input your details, and the calculators will provide quick insights into your mortgage options.
Yes, all our mortgage calculators are completely free to use.
They’re available to help you gain a better understanding of your mortgage options without any obligation.
Whether you’re curious about how much you could borrow or the monthly repayments on a potential property, you can explore your options at no cost.
No, the information you enter into our mortgage calculators is not collected or stored.
These tools are designed to provide quick and anonymous estimates based on the details you input.
We respect your privacy, no data is saved or shared when using our calculators.
Getting in touch with a mortgage broker like us is recommended at several key stages in your journey.
If you’re starting to explore your options, a broker can provide expert advice tailored to your circumstances.
When you’re ready to apply for a mortgage, they can guide you through the process and help find the most suitable deal.
A mortgage broker is especially helpful if you have complex requirements, such as adverse credit, or if you’re unsure where to begin.
Speaking with a mortgage broker like us ensures you’re supported every step of the way.
The deposit amount you’ll need for a mortgage depends on the type of property and your personal situation.
For most residential mortgages, lenders typically require a deposit of at least 5% of the property value.
For Buy to Let mortgages, the minimum deposit is usually higher, often around 20-25%.
If you have bad credit, lenders may ask for a larger deposit to reduce their risk, which could range from 15% or more.
Using our calculators can give you an estimated figure, but for a personalised approach, speaking with a mortgage advisor is highly recommended to explore your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 683 Reviews
Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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