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Use our remortgage calculator to work out how much you can save by remortgaging.
Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.
While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.
Factors like your credit score, income, and financial goals are better addressed through tailored advice.
Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.
It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.
You might also consider remortgaging to secure a better rate, release equity or consolidate debt.
Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.
The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.
Straightforward cases can sometimes be completed more quickly.
Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.
Use the remortgage calculator above to get your journey started today!
Remortgaging with bad credit is possible, but it may require additional consideration from lenders.
While some may offer limited options, others specialise in helping customers with adverse credit.
A larger amount of equity in your property or a stable income can improve your chances.
A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.
Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.
We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.
Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.
Our Customers Love Us
4.97 Rating683 Reviews
Krist
Dealing with Conor & Jo has been a pleasure and the experience as been no hassle and put me at ease. Would definitely recommend!
3 days ago
Elaine
Johnathan has been totally amazing throughout the remortgage process. He has acted in a very professional manner and had taken in that a lot of the work to me difficult, he explained in a manner that was understandable, he showed great patience and...
3 days ago
Alan
Very helpful and professional team. We have used them many times and find them to be very efficient and always able to come with the correct product
4 days ago
Caroline
Fantastic service Dan and Jonathan were there with us every step of the way couldnt wish for more dedicated people Thank you so much Graham and Caroline
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
Abdul
Chris and Debbie were a great help throughout the process of securing my mortgage.
1 week ago
FIONA
Dan was amazing all the way through the mortgage process for a Later Life Mortgage. Dan and Jonathan were very patient no matter how many times I asked them to explain something to me. Both are very professional and caring. Dan and Jonathan...
1 week ago
Georgina
Brilliant service
2 weeks ago
Michal
Excellent service from start to finish. Professional, knowledgeable, and always quick to respond. Made the whole mortgage process clear and stress-free. Highly recommended!
2 weeks ago
Phoebe
Matt was excellent - professional, friendly, flexible, and very responsive. He explained everything clearly every step of the way, and secured us a successful mortgage offer that was exactly the right fot for our circumstances and budget. This is...
2 weeks ago
Mary
Brilliant communication at all times. Friendly service. Very supportive throughout. Thank you.
3 weeks ago
Preslav
Jason, Debbie and Stacey are a brilliant team of professionals without whom we would have had a really difficult and challenging time dealing with the mortgage process as first time buyers. Jason led the entire process from start to finish, he was...
1 month ago
Linda
My advisor Chris was brilliant from day one. Through both telephone and teams calls he made everything easy to understand, and the process was smooth. Stacey in the applications team was tireless in checking all of the documents I needed to upload...
1 month ago
Jacqualine
Excellent service, with me every step of the way. Highly recommended
1 month ago
Mary
Great support thank you! Communication was excellent. Dan was really knowledgeable and was able to to organise a mortgage that was perfect for me. Thank you.
1 month ago
Dana
My partner and I have had a fantastic experience with UK money man. Jason Loft has been our point of contact since we first started enquiring in 2022, to now buying our first home! He and the company have been nothing short of amazing. Jason has...
1 month ago
Benjamin
Jason has been superb as always, sources the best rates, friendly person, explains everything in simple terms and always contactable.
1 month ago
Darcy
The team are excellent went out of their way Would recommend .. understood my situation and got the deal done... no faffing around.. very professional and treat my like a human being.. speaks volumes in today complicated financial matters... thank...
1 month ago
Tomasz
Great customer service, excellent and professional.
1 month ago
Anonymous
Brilliant service, friendly and helpful. Takes away any stress and makes any processes smooth and seamless. Highly recommended!
1 month ago
Helpful Guides
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 683 Reviews
Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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Halifaxmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Halifaxmoneyman 2009–2026
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